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Biosensor Advancements for Addressing Agricultural and Environmental Challenges: A Review
Journal of Sustainable Agriculture and Environment, Volume 4, Issue 4, December 2025.ABSTRACT This review critically examines recent developments in biosensor technology and explores their potential to address pressing agricultural and environmental challenges. Amid increasing climate variability, biosensors provide field‐deployable diagnostics for proximal ecosystem monitoring, with promising applications in real‐time soil nutrient ...
Riley Lawson, Amy Grunden, Chadi Sayde
wiley +1 more source
MODELING OF BONUS-MALUS SYSTEM WITH FREQUENCY AND SEVERITY COMPONENTS.
Ìнформаційні технології в освіті, 2010 Bonus-Malus systems are widely used all over Europe and Asia. Each client of insurance company is determined to same class. According to this, insurance premium is defined.
O. Klesov
doaj
On IoT‐enabled risk prevention and insurance: A systematic literature review
Risk Management and Insurance Review, Volume 28, Issue 4, Page 643-694, Winter 2025.Abstract The insurance market is increasingly adopting connected insurance offerings, such as telematics, wearables, and parametric products, enabled by Internet of Things (IoT) technologies. These innovations generate granular, observable risk data and support the delivery of preventive services. While connected insurance has gained research attention,
Ion Cimbru +2 more
wiley +1 more source
RisksA Bonus–Malus System (BMS) is a ratemaking mechanism used in insurance to adjust premiums based on a policyholder’s claim history, with the goal of segmenting risk profiles more accurately.
Asrar Alyafie +2 more
doaj +1 more source
Disparities in cancer clinical trials among low‐ and middle‐income countries: A 20‐year analysis
Cancer, Volume 131, Issue 21, 1 November 2025.Abstract Background There are suspected disparities in clinical research (CR) development among low‐ and middle‐income countries (LMICs). This study investigated differences in number and complexity of clinical trials (CTs) and how economic growth (EG) might contribute to these disparities.
Fanny G. A. Cascelli +6 more
wiley +1 more source
Estimating the Effect of a Change in Insurance Pricing Regime on Accidents with Endogenous Mobility [PDF]
In this paper, we estimate the impact of introducing a bonus-malus system on the probability of having automobile accidents, taking into account contract duration or the client mobility between insurers.
Benoit Dostie, Georges Dionne
core +3 more sources
Bonus-malus Systems in Vehicle Insurance
Procedia Economics and Finance, 2015 AbstractActuaries in insurance companies try to design a tariff structure that will fairly distribute the burden of claims among policyholders. Therefore they try to find the best model for an estimation of the insurance premium. The paper deals with an estimate of a priori annual claim frequency and application of bonus-malus system in the vehicle ...
openaire +1 more source
Аналіз показників якості функціонування системи «бонус-малус» на основі марківських моделей [PDF]
, 2010 В статті розглядається задача аналізу системи «бонус-малус» в автомобільному страхуванні. З застосуванням негативної біноміальної моделі для розподілу числа страхових випадків проведене і досліджене моделювання зміни середнього рівня премій, величини ...
Любчик, Марія Леонідівна
core
Leverage points for scaling nature‐based adaptation to climate change
People and Nature, Volume 7, Issue 11, Page 2743-2758, November 2025.Abstract Despite ambitious goals and policies, climate change adaptation efforts remain slow and insufficient compared to the pace and magnitude of climate change. Nature‐based Solutions (NbS) offer a holistic approach, with assumed co‐benefits that jointly address climate change adaptation and mitigation, biodiversity conservation and other societal ...
Enora Bruley +4 more
wiley +1 more source
Does Photovoltaic Solar Energy Promote Greening in Ecologically Fragile Region?
Earth's Future, Volume 13, Issue 11, November 2025.Abstract With the rapid expansion of photovoltaic (PV) technology, the deployment of PV facilities in ecologically fragile areas has raised concerns about its environmental impacts. Although previous studies have used remote sensing data to assess the impact of PV facilities on greenness, there is still a lack of in‐depth exploration into the spatial ...
Xiaochun Li +6 more
wiley +1 more source