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FinTech and financial instability. Is this time different? [PDF]
J Post Keynes EconIoannou S, Wójcik D, Urban M.
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Can aid foster Africa's attainment of a just energy transition and external debt sustainability? [PDF]
HeliyonNsakaza K, Chilipaine TI.
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Borrowed Images: Work in Color Separation Photo Serigraphy
, 1974 Eugene Arnold Staudt
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The Impact of Income-Driven Repayment on Student Borrower Outcomes
American Economic Journal: Applied Economics, 2023In the United States, most student loans follow a fixed payment schedule that falls early in borrowers’ careers. This structure provides no insurance against earnings risk and may increase student loan defaults.
Daniel Z. Herbst
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Student Loans and Borrower Outcomes
Social Science Research Network, 2022This review surveys the literature on student lending, emphasizing empirical studies of default, credit outcomes, and earnings. Student loans exist to alleviate credit constraints and, in theory, may have different effects on outcomes through multiple ...
Constantine Yannelis, Gregory Tracey
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Journal of Development Economics, 2009 Microfinance institutions and other lenders in developing countries rely on the promise of future loans to induce repayment. However, if borrowers expect that others will default, and so loans will no longer be available in the future, then they will default as well. We refer to such contagion as a borrower run.
Philip Bond, Ashok Rai
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Information systems research, 2020
In the past decade, the proliferation of online marketplace lending has been disrupting the consumer credit market, especially for personal loans for debt consolidation. These lenders, for example, Lending Club, transcend the geographic boundaries within
Mohammed Alyakoob, M. Rahman, Zaiyan Wei
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In the past decade, the proliferation of online marketplace lending has been disrupting the consumer credit market, especially for personal loans for debt consolidation. These lenders, for example, Lending Club, transcend the geographic boundaries within
Mohammed Alyakoob, M. Rahman, Zaiyan Wei
semanticscholar +1 more source
Over‐Indebtedness and Microcredit in Cambodia: Moving Beyond Borrower‐Centric Frames
Development Policy Review, 2019Over the past two decades, Cambodia has experienced an unprecedented credit boom, a growth in lending so rapid that the International Monetary Fund (IMF) referred to it as “one of the fastest financial deepening episodes by historical cross‐ ...
M. Bylander +4 more
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