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(Loan) Price and (Loan Officer) Prejudice
SSRN Electronic Journal, 2022 Although the role of loan officers in the credit process has been extensively discussed in the literature, their individual prejudices have been neglected. The literature on decision making relies on the assumption that all loan officers perceive and use information similarly, regardless of their individual and psychological backgrounds.
Bertrand, Jérémie, Burietz, Aurore
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Photonics, 2022 A synthetic phantom model is typically utilized to evaluate the initial performance of a photoacoustic image reconstruction algorithm. The characteristics of the phantom model (structural, optical, and acoustic) are required to be very similar to those ...
Seyed Mohsen Ranjbaran +3 more
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Genetic diversity and shedding profiles for Cryptosporidium parvum in adult cattle and their calves
Current Research in Parasitology and Vector-Borne Diseases, 2021 Cryptosporidiosis is an important disease in neonatal calves, causing watery diarrhoea, loss of appetite, and production losses. Dehydration from diarrhoea often results in the calf requiring rehydration or veterinary treatment to prevent calf mortality.
Hannah Jade Shaw +5 more
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Tolerance of liver fluke infection varies between breeds and producers in beef cattle
Animal, 2021 Liver flukes (Fasciola spp.) are important helminth parasites of livestock globally and cause substantial reductions in health and productivity of beef cattle.
A.D. Hayward, P.J. Skuce, T.N. McNeilly
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The Review of Financial Studies, 2018 AbstractDoes financing respond to changes in productive opportunities, even for the world’s poor? We answer this question by examining the response of private bank financing to an infrastructure program that brought road access to unconnected Indian villages.
Argawal, S, Mukherjee, A, Naaraayanan, L
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Couplants in Acoustic Biosensing Systems
Chemosensors, 2022 Acoustic biosensors are widely used in physical, chemical, and biosensing applications. One of the major concerns in acoustic biosensing is the delicacy of the medium through which acoustic waves propagate and reach acoustic sensors.
Rayyan Manwar +2 more
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USURIOUS LOAN & ISLAMIC LOAN [PDF]
Mesopotamia Journal of Agriculture, 2005 The purpose of this study to know the Islamic formulas as a substitute for interest rate which can be used in agricultural banks. A number of farmers don't like to deal with agricultural banks that take the familiar interest due to their religious rules , and because of the high costs from which the farmers suffer.
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Mortgage Loan Securitization and Relative Loan Performance [PDF]
Journal of Financial Services Research, 2011 We compare the ex ante observable risk characteristics, the default performance, and the pricing of securitized mortgage loans to mortgage loans retained by the original lender. In our sample of loans originated between 2000 and 2007, we find that privately securitized fixed and adjustable-rate mortgages were riskier ex ante than lender-retained loans ...
John Krainer, Elizabeth Laderman
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Presence of Anaplasma phagocytophilum Ecotype I in UK Ruminants and Associated Zoonotic Risk
Pathogens, 2023 Anaplasma phagocytophilum is the causative agent of tick-borne fever in sheep, pasture fever in cattle, and granulocytic anaplasmosis in humans. The increasing prevalence and transboundary spread of A. phagocytophilum in livestock, ticks, and wildlife in
Laura Bianchessi +5 more
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The power of light and sound: optoacoustic skin imaging for diabetes progression monitoring
Light: Science & Applications, 2023 Diabetes progression is marked by damage to vascular and neural networks. Raster-scan optoacoustic mesoscopy holds the potential to measure extent of diabetes progression by analyzing changes in skin vasculature.
Amanda P. Siegel, Kamran Avanaki
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