Results 11 to 20 of about 44,974 (261)

(Loan) Price and (Loan Officer) Prejudice

open access: yesSSRN Electronic Journal, 2022
Although the role of loan officers in the credit process has been extensively discussed in the literature, their individual prejudices have been neglected. The literature on decision making relies on the assumption that all loan officers perceive and use information similarly, regardless of their individual and psychological backgrounds.
Bertrand, Jérémie, Burietz, Aurore
openaire   +2 more sources

Roads and Loans [PDF]

open access: yesThe Review of Financial Studies, 2018
AbstractDoes financing respond to changes in productive opportunities, even for the world’s poor? We answer this question by examining the response of private bank financing to an infrastructure program that brought road access to unconnected Indian villages.
Argawal, S, Mukherjee, A, Naaraayanan, L
openaire   +2 more sources

Mortgage Loan Securitization and Relative Loan Performance [PDF]

open access: yesJournal of Financial Services Research, 2011
We compare the ex ante observable risk characteristics, the default performance, and the pricing of securitized mortgage loans to mortgage loans retained by the original lender. In our sample of loans originated between 2000 and 2007, we find that privately securitized fixed and adjustable-rate mortgages were riskier ex ante than lender-retained loans ...
John Krainer, Elizabeth Laderman
openaire   +2 more sources

Toxoplasma gondii in livestock in St. Kitts and Nevis, West Indies

open access: yesParasites & Vectors, 2015
Background Toxoplasma gondii is a ubiquitous protozoan parasite capable of infecting all warm-blooded animals including livestock. In these animals, the parasite forms cysts in the tissues which may pose a risk to public health if infected meat is ...
Clare M Hamilton   +9 more
doaj   +1 more source

Functional Optical Coherence Tomography for Intrinsic Signal Optoretinography: Recent Developments and Deployment Challenges

open access: yesFrontiers in Medicine, 2022
Intrinsic optical signal (IOS) imaging of the retina, also termed as optoretinogram or optoretinography (ORG), promises a non-invasive method for the objective assessment of retinal function.
Tae-Hoon Kim   +4 more
doaj   +1 more source

Precision worm control in grazing lambs by targeting group treatment based on performance of sentinels

open access: yesAnimal, 2021
Given the economic impact of gastrointestinal nematode infection on livestock farming worldwide, and increasing anthelmintic resistance, it is imperative to develop practical, efficient and sustainable control strategies.
L.A. Melville   +7 more
doaj   +1 more source

Credit risk management and profitability: Evidence from Palestinian banks [PDF]

open access: yesBanks and Bank Systems, 2023
Credit risk has gained considerable attention in most countries of the world intending to manage the efficiency of credit portfolios. This study attempts to examine the impact of credit risk management on bank profitability.
Besan Abdallah Saleh, Veronica Paz
doaj   +1 more source

Exact Probability Landscapes of Stochastic Phenotype Switching in Feed-Forward Loops: Phase Diagrams of Multimodality

open access: yesFrontiers in Genetics, 2021
Feed-forward loops (FFLs) are among the most ubiquitously found motifs of reaction networks in nature. However, little is known about their stochastic behavior and the variety of network phenotypes they can exhibit.
Anna Terebus   +5 more
doaj   +1 more source

Evaluation of the Protective Efficacy of Different Doses of a Chlamydia abortus Subcellular Vaccine in a Pregnant Sheep Challenge Model for Ovine Enzootic Abortion

open access: yesAnimals
Chlamydia abortus causes the disease ovine enzootic abortion, which is one of the most infectious causes of foetal death in small ruminants worldwide. While the disease can be controlled using live and inactivated commercial vaccines, there is scope for ...
Morag Livingstone   +11 more
doaj   +1 more source

An EU Level Analysis of Several Youth Unemployment Related Factors

open access: yesStudies in Business and Economics, 2018
Over the last decades, youth unemployment has attracted serious attention of the public, politicians and researchers of social phenomena. Economic and sociological literature of the past 20-30 years abounds in studies aiming at clarifying the causes of ...
Mursa Gabriel Claudiu   +2 more
doaj   +1 more source

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