Results 271 to 280 of about 125,184 (329)
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Do Riskier Borrowers Borrow More?

Real Estate Economics, 2004
Conventional wisdom in the mortgage industry holds that loan‐to‐value (LTV) ratios are positively correlated with mortgage default rates. However, not all empirical studies of mortgage loan performance support this view. This paper offers a theoretical signaling model of why the correlation between LTV ratios and default risk is contingent upon the ...
David M. Harrison   +2 more
openaire   +1 more source

Relationship Bank Behavior During Borrower Distress

Journal of Financial and Quantitative Analysis, 2017
This article provides a comprehensive examination of the time-series behavior of relationship banks around and during borrower distress. Relationship and outside loans have similar interest rates during distress and even 2 years prior to distress ...
Yan Li, Ruichang Lu, A. Srinivasan
semanticscholar   +1 more source

Can Listing Information Indicate Borrower Credit Risk in Online Peer-to-Peer Lending?

Emerging markets finance & trade, 2018
Effective assessment of borrower credit risk is the greatest challenge for peer-to-peer (P2P) lenders, especially in the Chinese market, where borrowers lack widely recognized credit scores.
Yi Liu   +3 more
semanticscholar   +1 more source

Games borrower governments play: the implementation of economic adjustment programmes in Cyprus and Portugal

West European Politics, 2019
Research on the Economic Adjustment Programmes (EAPs) for Eurozone crisis countries has so far acknowledged the role of creditor countries and Troika institutions or has examined the economic effects or structural determinants of domestic implementation ...
Susanne Lütz   +2 more
semanticscholar   +1 more source

The Dynamics of Borrower Reputation Following Financial Misreporting

Management Sciences, 2016
We study the dynamics of borrower reputation in bank loan markets following revelations of financial misreporting by the borrower. Misreporting firms pay greater loan spreads than matched firms for at least six years following revelation of the ...
S. Chava   +2 more
semanticscholar   +1 more source

Borrowers and Borrowing

1999
The Jubilee Centre survey of individuals with multiple debt problems included in-depth interviews. One focus of the interviews was how money problems had arisen. The findings are summarized in Table 3.1.
openaire   +1 more source

Borrowed Names for Borrowed Things?

Antiquity, 1970
In discussing contemporary wool production the Elder Pliny comments (NH, VIII, 192): 'oddments of wool from the fullers" coppers are used for stuffing bolsters-an invention of the Gauls, I think; at any rate, the process is distinguished by Gallic terms today.'
openaire   +1 more source

Borrower discouragement and multidimensional child deprivation in Ghana

Journal of Economic Inequality, 2023
Raymond Elikplim Kofinti   +2 more
semanticscholar   +1 more source

Banking stability and borrower discouragement: a multilevel analysis for SMEs in the EU-28

Small Business Economics, 2021
Ana Mol-Gómez-Vázquez   +2 more
semanticscholar   +1 more source

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