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Lending business models and FinTechs efficiency
Finance Research LettersThe aim of the study is to analyse which managerial issues can be considered the main efficiency drivers for all Italian FinTechs engaged in lending. We measure their efficiency in the period 2020-2022 via Stochastic Data Envelopment Analysis. The main determinants seem to be ROA and cost-to-income ratio; this means that the ability to control both the
Francesca Pampurini +2 more
openaire +1 more source
Naked cuticle is essential for Drosophila wing development beyond Wingless signaling
FEBS Open Bio, EarlyView.Naked cuticle (Nkd), a Wnt signaling inhibitor, assumes extensive roles in Drosophila wing development. Overexpressing Nkd causes smaller, crumpled wings, while also perturbing multiple signaling pathways and developmental genes. A specific region (R1S) is critical for Nkd's function as a signaling integrator, offering new insights for studying its ...
Rui Wang, Ping Wang
wiley +1 more source
International Business Cycle Accounting [PDF]
, 2009 In this paper, I extend the business cycle accounting method a la Chari, Kehoe and McGrattan (2007) to a two-country international business cycle model and quantify the effect of the disturbances in relevant markets on the business cycle correlation ...
Otsu, Keisuke
core +2 more sources
Microplastics from Wearable Bioelectronic Devices: Sources, Risks, and Sustainable Solutions
Advanced Functional Materials, EarlyView.Bioelectronic devices (e.g., e‐skins) heavily rely on polymers that at the end of their life cycle will generate microplastics. For research, a holistic approach to viewing the full impact of such devices cannot be overlooked. The potential for devices as sources for microplastics is raised, with mitigation strategies surrounding polysaccharide and ...
Conor S. Boland
wiley +1 more source
Advanced Functional Materials, EarlyView.A FeN4─O/Clu@NC‐0.1Ac catalyst containing atomically‐dispersed FeN4─O sites (medium‐spin Fe2+) and Fe clusters delivered a half‐wave potential of 0.89 V for ORR and an overpotential of 330 mV at 10 mA cm−2 for OER in 0.1 m KOH. When the catalyst was used in a rechargeable Zn–air battery, a power density of 284.5 mW cm−2 was achieved with excellent ...
Yongfang Zhou +8 more
wiley +1 more source
Advanced Functional Materials, EarlyView.PREdicting LNP In Vivo Efficacy (PRELIVE) framework enables the prediction of lipid nanoparticle (LNPs) organ‐specific delivery through dual modeling approaches. Composition‐based models using formulation parameters and protein corona‐based models using biological fingerprints both achieve high predictive accuracy across multiple organs.
Belal I. Hanafy +3 more
wiley +1 more source
Business Intelligence Applied in Buildings Energy Efficiency [PDF]
2020 15th Iberian Conference on Information Systems and Technologies (CISTI), 2020 This article deals with the application of business intelligence, data visualization tools, to analyze the improvement of energy efficiency in residential buildings in Portugal. We used an exploratory data method, which was obtained from the Energy Agency (ADENE), applying business intelligence systems for historical analysis and drawing up projections
Pinheiro, L. +3 more
openaire +2 more sources
Hybrid process modelling within business process management projects [PDF]
, 2010 Business Process Management (BPM) is still an important research topic amongst both academics and businesses. The recent recession has forced businesses to focus on cost control and efficiency in order to better cope with the economic downturn.
Cull, R, Eldabi, T
core
Advanced Functional Materials, EarlyView.Materials exist that are useful for gamma scintillation, radiation shielding, neutron‐gamma pulse shape discrimination (PSD), thermal neutron detection, or high refractive index applications. While certain materials have exhibited optimal performance for each of these applications, none achieve multiple functions.
Isabelle Winardi +13 more
wiley +1 more source
Public financing and entrepreneurship: behaviour and regional heterogeneity of SMEs [PDF]
Investigaciones Regionales - Journal of Regional Research, 2009 The existence of restrictions for small- and medium-sized enterprises(SMEs) to access long-term credit has led governments to establish institutionalsystems to facilitate such access and reduce the cost of credit, with the conditionthat its feasibility ...
Antonio García-Tabuenca +2 more
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