Underwriting Cycles in Property-Casualty Insurance: The Impact of Catastrophic Events
This paper challenges the question of existence and predictability of underwriting cycles in the U.S. property and casualty insurance industry. Using an approach in the frequency domain, we demonstrate the existence of a hidden periodic component in ...
Annette Hofmann, Cristina Sattarhoff
doaj +1 more source
Machine Learning in Ratemaking, an Application in Commercial Auto Insurance
This paper explores the tuning and results of two-part models on rich datasets provided through the Casualty Actuarial Society (CAS). These datasets include bodily injury (BI), property damage (PD) and collision (COLL) coverage, each documenting policy ...
Spencer Matthews, Brian Hartman
doaj +1 more source
The gaps unaddressed in competency-based medical education (CBME) curriculum [PDF]
It is crucial to glare at the lacunae of the current competency-based medical education (CBME) curriculum. Certain areas are inadequately addressed, namely issues about gender health and development with a particular focus on the healthcare needs of the ...
Surekha A +2 more
doaj +1 more source
Modelling Motor Insurance Claim Frequency and Severity Using Gradient Boosting
Modelling claim frequency and claim severity are topics of great interest in property-casualty insurance for supporting underwriting, ratemaking, and reserving actuarial decisions. Standard Generalized Linear Models (GLM) frequency–severity models assume
Carina Clemente +2 more
doaj +1 more source
Loss Reserve Error in the Brazilian Insurance Market: empirical evidence of the response to economic and tax regulations [PDF]
Purpose – This study aims to investigate whether insurance companies operating in the property and casualty lines manage their loss reserves in order to avoid further regulatory scrutiny and/or to reduce income tax values. Design/methodology/approach
Rodrigo da Silva Santos Curvello +2 more
doaj +1 more source
Underwriting Apophenia and Cryptids: Are Cycles Statistical Figments of our Imagination? [PDF]
This paper re-examines the evidence in favour of the existence of underwriting cycles in property and casualty insurance and their economical significance.
A Derien +49 more
core +1 more source
Background: There is a lack of specific study of the impact of physical activities on middle-aged and elderly adults in developing countries. We aimed to investigate the causal impact of different levels of physical activity on self-rated health status ...
Jing GUAN, Guojun WANG, Chunli GENG
doaj +1 more source
Regional Aspect of the Russian Insurance Market [PDF]
Regional disproportions of the Russian insurance market have a considerable impact on insurance coverage of regional needs. The development of insurance relationship results from high-quality and structural changes in insurance interests both in ...
Aleksander Andreevich Tsyganov +1 more
doaj +1 more source
Understanding Reporting Delay in General Insurance
The aim of this paper is to understand and to model claims arrival and reporting delay in general insurance. We calibrate two real individual claims data sets to the statistical model of Jewell and Norberg.
Richard J. Verrall, Mario V. Wüthrich
doaj +1 more source
Commodity Bundling in the Japanese Non-Life Insurance Industry: Savings-Type Products as Self-Selection Mechanism [PDF]
This paper develops a self-selection explanation for the use of commodity bundling in the case of savings-type casualty insurance in Japan. The institutional characteristics of the savings-cum-insurance bundle are explained in detail.
Wallner, Klaus
core +2 more sources

