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The reaction of consumer spending and debt to tax rebates; evidence from consumer credit data [PDF]
The authors use a new panel data set of credit card accounts to analyze how consumers responded to the 2001 federal income tax rebates. They estimate the monthly response of credit card payments, spending, and debt, exploiting the unique, randomized ...
Nicholas Souleles +2 more
core +2 more sources
The growth of consumer credit in Asia [PDF]
Consumer credit has shown strong growth in emerging and newly industrialised Asian economies in recent years. While credit card lending has helped smooth consumer spending and improved the profitability of financial institutions, it also represents a new
Yao, Effie, He, Dong, Li, Kim-hung
core
Credit cards: facts and theories [PDF]
, 2005 We use data from several waves of the Survey of Consumer Finances to document credit and debit card ownership and use across US demographic groups. We then present recent theoretical and empirical contributions to the study of credit and debit card ...
Haliassos, Michael, Bertaut, Carol C.
core
Consumer credit, chronic disease and risk behaviours. [PDF]
J Epidemiol Community Health, 2019 Dean LT +5 more
europepmc +1 more source
Structural Breaks and Consumer Credit: Is Consumption Smoothing Finally a Reality? [PDF]
Has structural change in consumer credit made consumption smoother? Given recent empirical analysis the consumer's inability to smooth consumption appears as prevalent as ever.
Ryan R. Brady
core
Internal Migration in the United States: A Comprehensive Comparative Assessment of the Consumer Credit Panel. [PDF]
Demogr Res, 2019 DeWaard J, Johnson J, Whitaker S.
europepmc +1 more source
Consumer credit scores as a novel tool for identifying health in urban U.S. neighborhoods. [PDF]
Ann Epidemiol, 2018 Knapp EA, Dean LT.
europepmc +1 more source
With the exponential growth and greater accessibility of consumer credit, households in Canada are experiencing increasing levels of indebtedness and financial distress.
Gleixner, Micheline
core
Consumer credit as a novel marker for economic burden and health after cancer in a diverse population of breast cancer survivors in the USA. [PDF]
J Cancer Surviv, 2018 Dean LT +6 more
europepmc +1 more source