Results 81 to 90 of about 21,730 (266)

The Reasons for Additional Growth Limit of Consumer NonPurpose Loans in the Banking Sector of Bosnia and Herzegovina

open access: yesActa Economica, 2017
The growth in consumer non-purpose loans leads to the reduction in BiH current account balance and amplifies the current account deficit. According to regression models, the commercial loan has the same effect on the current account.
Dragan S. Jović
doaj   +1 more source

Livelihood Diversification as an Adaptation Strategy to Climate Change and Household Food Security of Livestock Holders in Pakistan

open access: yesAgribusiness, EarlyView.
ABSTRACT Rural farm households continue to face significant risks from climate change, resulting in many of them diversifying their livelihood sources into other income‐generating activities to increase their incomes and improve food and nutrition security. In this study, we examine the drivers and impact of farm households' participation in livelihood
Mahwish Arshad, Awudu Abdulai
wiley   +1 more source

Willingness to Overpay for Insurance and for Consumer Credit: Search and Risk Behavior Under Price Dispersion [PDF]

open access: yesExpert Journal of Economics, 2014
When income growth under price dispersion reduces the time of search and raises prices of purchases, the increase in purchase price can be presented as the increase in the willingness to pay for insurance or the willingness to pay for consumer credit ...
Sergey MALAKHOV
doaj  

Prescription of Debt in the Consumer-Credit Industry

open access: yesPotchefstroom Electronic Law Journal, 2019
A person may acquire rights or be released from obligations through the passage of time. This is known as prescription. The objective of prescription is to achieve legal certainty and finality in the relationship between a debtor and a creditor, with the
Michelle Kelly-Louw, Philip Stoop
doaj   +1 more source

Automated generative process synthesis via transformer‐based dual‐loop simulation and optimization

open access: yesAIChE Journal, EarlyView.
Abstract This study presents a novel framework for automated generative process synthesis, addressing the complexity of simultaneously optimizing discrete topologies and continuous operating variables. To overcome conventional superstructure limitations, we propose a dual‐loop architecture integrating generative transformers with rigorous process ...
Yeong Woo Son   +4 more
wiley   +1 more source

Innovating agricultural marketing: credit codes as a new tool to boost sales of place-of-origin products

open access: yesFrontiers in Sustainable Food Systems
IntroductionMerchants often use the place-of-origin as a promotional tool for regionally distinctive agricultural products, yet consumers face challenges verifying origin authenticity. Prior research has centered on detection technologies to build trust,
Hengshu Wei   +4 more
doaj   +1 more source

Consumer Credit Card Use Intention and Influence Factors Analysis

open access: yesMATEC Web of Conferences, 2017
Credit card as a kind of advanced means of payment and the new way of consumer credit in the world widely, but in our country is faced with some problems, such as their per capita spending is low, open the card number is small, motionless bank card is a ...
Wang Yantao
doaj   +1 more source

Exploiting Ferroelectric and Spintronic Dynamics for Neural Network Computation

open access: yesAdvanced Intelligent Systems, EarlyView.
Ferroelectric and spintronic devices, relying on the control of polarization and magnetization, offer intrinsically fast, durable, energy‐efficient, and low‐latency building blocks for analog in‐memory computing. The hysteretic dynamics of an order parameter are leveraged to provide nonvolatile, multistate memory and nonlinear switching. Brain‐inspired
Dashiell Harrison   +4 more
wiley   +1 more source

Financialization and the Consumer Credit Boom [PDF]

open access: yesCompetition & Change, 2008
Viewed in retrospect, the concept of 'financialization' highlights the massive growth in the issue and trading of ownership claims on all manner of instruments. It has also opened the way for research linking these changes in the financial markets to disciplinary transformations in corporate management and governance.
openaire   +2 more sources

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