New rules on the protection of consumer credit users
BizInfoThe article analyzes the rules cotained in the EU Directive 2023/2225 on consumer credit agreements, which in comparison to the previous ones (contained in Directive 87/102, which was modified by Directives 90/88 and 98/7, and Directive 2008/48), are ...
Andrej Mićović
doaj +1 more source
Regulation of Consumer Credit in Polish Law [PDF]
The purpose of the paper is to present the most important Polish regulations concerning consumer credits. They are contained in the Act on Consumer Credit which was adopted on 20th July 2001. Its aim was to approximate Polish law with the EU requirements
Justyna Maliszewska-Nienartowicz
core
Impact of Digital Ability and Rice Technology Adoption on Rice Farming Performance in Benin
Agribusiness, EarlyView.ABSTRACT This study examines the combined effects of digital ability and the adoption of various rice technologies among smallholder rice farmers, using GPS‐spatially matched data sources that include household surveys and a general census of rice value chain actors in Benin.
Landry Bellarmin Kassa, Takeshi Sakurai
wiley +1 more source
Does Consumer Credit Precede or Follow Changes in Cognitive Impairment Among Older Adults? An Investigation in the Advanced Cognitive Training for Independent and Vital Elderly (ACTIVE) Trial. [PDF]
J Aging Health, 2023 Dean LT +13 more
europepmc +1 more source
Costly Contracts and Consumer Credit [PDF]
, 2011 Financial innovations are a common explanation of the rise in consumer credit and bankruptcies. To evaluate this story, we develop a simple model that incorporates two key frictions: asymmetric information about borrowers’ risk of default and a fixed cost to create each contract offered by lenders.
Igor Livshits +2 more
openaire +4 more sources
A panel discussion on dynamics in the consumer credit counseling service industry [PDF]
On July 20, 2001 the Payment Cards Center of the Federal Reserve Bank of Philadelphia sponsored a workshop on the consumer credit counseling service industry.
Anne Stanley, Peter Burns
core
Consumer behaviour and financing pattern of Malaysia through the economic cycles: 1997 to 2005 [PDF]
, 2009 This study will help to shed light on consumer spending and financing in Malaysia.The descriptive and quantitative analyses focuses on how Malaysian consumer spending and financing patterns may change through the economic cycles from 1997 to 2005 and ...
Lee, Jade Lee Yoke
core
Does Participating in Agricultural Global Value Chains Promote Agricultural Growth?
Agribusiness, EarlyView.ABSTRACT This study examines the relationship between GVC participation and agricultural value‐added growth in 43 countries over the period 1995–2022. In contrast to prior literature, we disaggregate the agricultural sector into four sub‐sectors namely crop cultivation, animal production, forestry and fishing.
Taner Turan +2 more
wiley +1 more source
Credit bureaus between risk-management, creditworthiness assessment and prudential supervision [PDF]
, 2015 "This text may be downloaded for personal research purposes only. Any additional reproduction for other purposes, whether in hard copy or electronically, requires the consent of the author. If cited or quoted, reference should be made to the full name of
A A Admati +60 more
core +3 more sources
Advanced Intelligent Systems, EarlyView.Variational Autoencoder+Deep Deterministic Policy Gradient addresses low‐light failures of infrared depth sensing for indoor robot navigation. Stage 1 pretrains an attention‐enhanced Variational Autoencoder (Convolutional Block Attention Module+Feature Pyramid Network) to map dark depth frames to a well‐lit reconstruction, yielding a 128‐D latent code ...
Uiseok Lee +7 more
wiley +1 more source