Results 61 to 70 of about 1,406,579 (163)

The Reasons for Additional Growth Limit of Consumer NonPurpose Loans in the Banking Sector of Bosnia and Herzegovina

open access: yesActa Economica, 2017
The growth in consumer non-purpose loans leads to the reduction in BiH current account balance and amplifies the current account deficit. According to regression models, the commercial loan has the same effect on the current account.
Dragan S. Jović
doaj   +1 more source

Housing, credit and consumer expenditure [PDF]

open access: yes
Many factors have contributed to the development of credit markets, easing access of households to credit. This paper considers the implications of easier credit for the influence of higher house prices on consumer expenditure. It argues that with poorly
John N. Muellbauer
core  

Time will tell: behavioural scoring and the dynamics of consumer credit assessment [PDF]

open access: yes, 2001
This paper discusses the use of dynamic modelling in consumer credit risk assessment. It surveys the approaches and objectives of behavioural scoring, customer scoring and profit scoring.
Scherer, W.T.   +6 more
core   +1 more source

Consumer Credit Card Use Intention and Influence Factors Analysis

open access: yesMATEC Web of Conferences, 2017
Credit card as a kind of advanced means of payment and the new way of consumer credit in the world widely, but in our country is faced with some problems, such as their per capita spending is low, open the card number is small, motionless bank card is a ...
Wang Yantao
doaj   +1 more source

Prescription of Debt in the Consumer-Credit Industry

open access: yesPotchefstroom Electronic Law Journal, 2019
A person may acquire rights or be released from obligations through the passage of time. This is known as prescription. The objective of prescription is to achieve legal certainty and finality in the relationship between a debtor and a creditor, with the
Michelle Kelly-Louw, Philip Stoop
doaj   +1 more source

The consumer in commercial banking,

open access: yes, 1939
"Awarded first prize in a contest announced by Consumer Credit Institute, inc., in 1937."--Foreword.Bibliography: p.
Consumer Credit Institute of America, inc.   +1 more
core  

Innovating agricultural marketing: credit codes as a new tool to boost sales of place-of-origin products

open access: yesFrontiers in Sustainable Food Systems
IntroductionMerchants often use the place-of-origin as a promotional tool for regionally distinctive agricultural products, yet consumers face challenges verifying origin authenticity. Prior research has centered on detection technologies to build trust,
Hengshu Wei   +4 more
doaj   +1 more source

Modelling credit risk in portfolios of consumer loans: transition matrix model for consumer credit ratings

open access: yes, 2009
The corporate credit risk literature has many studies modelling the change in the credit risk of corporate bonds over time. There is far less analysis of the credit risk for portfolios of consumer loans.
Malik, Madhur, Thomas, Lyn
core   +1 more source

Consumer Bankruptcies: An Australian Perspective

open access: yesOsgoode Hall Law Journal, 1999
Over the past three decades, Australia has experienced a significant increase in the number of consumer bankruptcies. Until the early 1970s, the number of business and consumer bankruptcies was approximately equal, whereas in 1997 to 1998, for every ...
Rosalind Mason
doaj   +1 more source

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