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The growth in consumer non-purpose loans leads to the reduction in BiH current account balance and amplifies the current account deficit. According to regression models, the commercial loan has the same effect on the current account.
Dragan S. Jović
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Consumer credit usage in Canada during the coronavirus pandemic. [PDF]
Ho ATY, Morin L, Paarsch HJ, Huynh KP.
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Housing, credit and consumer expenditure [PDF]
Many factors have contributed to the development of credit markets, easing access of households to credit. This paper considers the implications of easier credit for the influence of higher house prices on consumer expenditure. It argues that with poorly
John N. Muellbauer
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Time will tell: behavioural scoring and the dynamics of consumer credit assessment [PDF]
This paper discusses the use of dynamic modelling in consumer credit risk assessment. It surveys the approaches and objectives of behavioural scoring, customer scoring and profit scoring.
Scherer, W.T. +6 more
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Consumer Credit Card Use Intention and Influence Factors Analysis
Credit card as a kind of advanced means of payment and the new way of consumer credit in the world widely, but in our country is faced with some problems, such as their per capita spending is low, open the card number is small, motionless bank card is a ...
Wang Yantao
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Prescription of Debt in the Consumer-Credit Industry
A person may acquire rights or be released from obligations through the passage of time. This is known as prescription. The objective of prescription is to achieve legal certainty and finality in the relationship between a debtor and a creditor, with the
Michelle Kelly-Louw, Philip Stoop
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The consumer in commercial banking,
"Awarded first prize in a contest announced by Consumer Credit Institute, inc., in 1937."--Foreword.Bibliography: p.
Consumer Credit Institute of America, inc. +1 more
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IntroductionMerchants often use the place-of-origin as a promotional tool for regionally distinctive agricultural products, yet consumers face challenges verifying origin authenticity. Prior research has centered on detection technologies to build trust,
Hengshu Wei +4 more
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The corporate credit risk literature has many studies modelling the change in the credit risk of corporate bonds over time. There is far less analysis of the credit risk for portfolios of consumer loans.
Malik, Madhur, Thomas, Lyn
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Consumer Bankruptcies: An Australian Perspective
Over the past three decades, Australia has experienced a significant increase in the number of consumer bankruptcies. Until the early 1970s, the number of business and consumer bankruptcies was approximately equal, whereas in 1997 to 1998, for every ...
Rosalind Mason
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