Results 111 to 120 of about 2,362,321 (352)

How Does P2P Lending Fit into the Consumer Credit Market?

open access: yesSocial Science Research Network, 2016
Why do retail consumers look for P2P financial intermediation? Are internetbased peer-to-peer (P2P) loans a substitute for or a complement to bank loans?
Calebe de Roure   +4 more
semanticscholar   +1 more source

VAE+DDPG: An Attention‐Enhanced Variational Autoencoder for Deep Reinforcement Learning‐Based Autonomous Navigation in Low‐Light Environments

open access: yesAdvanced Intelligent Systems, EarlyView.
Variational Autoencoder+Deep Deterministic Policy Gradient addresses low‐light failures of infrared depth sensing for indoor robot navigation. Stage 1 pretrains an attention‐enhanced Variational Autoencoder (Convolutional Block Attention Module+Feature Pyramid Network) to map dark depth frames to a well‐lit reconstruction, yielding a 128‐D latent code ...
Uiseok Lee   +7 more
wiley   +1 more source

Innovating agricultural marketing: credit codes as a new tool to boost sales of place-of-origin products

open access: yesFrontiers in Sustainable Food Systems
IntroductionMerchants often use the place-of-origin as a promotional tool for regionally distinctive agricultural products, yet consumers face challenges verifying origin authenticity. Prior research has centered on detection technologies to build trust,
Hengshu Wei   +4 more
doaj   +1 more source

Preliminary findings of the 1958 survey of consumer finances [PDF]

open access: yes
Consumer surveys ; Consumer behavior ; Consumer ...
anonymous
core  

Predicting Materials Thermodynamics Enabled by Large Language Model‐Driven Dataset Building and Machine Learning

open access: yesAdvanced Intelligent Systems, EarlyView.
Illustration of text data mining of rare earth mineral thermodynamic parameters with the large language model‐powered LMExt. A dataset is built with mined thermodynamic properties. Subsequently, a machine learning model is trained to predict formation enthalpy from the dataset.
Juejing Liu   +6 more
wiley   +1 more source

Consumer Credit Card Use Intention and Influence Factors Analysis

open access: yesMATEC Web of Conferences, 2017
Credit card as a kind of advanced means of payment and the new way of consumer credit in the world widely, but in our country is faced with some problems, such as their per capita spending is low, open the card number is small, motionless bank card is a ...
Wang Yantao
doaj   +1 more source

1953 survey of consumer finances: part III. housing of consumers [PDF]

open access: yes
Consumer surveys ; Consumer behavior ; Consumer ...
anonymous
core  

Support Vector Machines for Credit Scoring and discovery of significant features [PDF]

open access: yes, 2008
The assessment of risk of default on credit is important for financial institutions. Logistic regression and discriminant analysis are techniques traditionally used in credit scoring for determining likelihood to default based on consumer application and
Baesens   +18 more
core   +2 more sources

Redistributive land reforms, agricultural productivity, and structural change: New cross‐national evidence

open access: yesAmerican Journal of Agricultural Economics, EarlyView.
Abstract Large‐scale land reforms constitute a substantial redistribution of wealth and reallocation of agricultural land, which is a major form of asset and production input in developing countries. While land redistribution (from the rich to the poor) remains a highly controversial issue, extensive evidence on its effect is limited.
Devashish Mitra   +3 more
wiley   +1 more source

Integration of the EU Consumer Credit Market: Proposal for a More Efficient Regulatory Model. CEPS Working Documents No. 213, 1 November 2004 [PDF]

open access: yes, 2004
Since the adoption of the current Consumer Credit Directive 87/102/EC in 1986, the EU consumer credit market has changed significantly in terms of size and structure. Although amendments were introduced in 1990 and 1999, the Directive no longer addresses
de la Mata Munoz, Almudena.   +1 more
core  

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