Results 131 to 140 of about 615,163 (297)

A systematic review of literature on credit card cyber fraud detection using machine and deep learning. [PDF]

open access: yesPeerJ Comput Sci, 2023
Marazqah Btoush EAL   +5 more
europepmc   +1 more source

Information Sharing and Credit Rationing: Evidence from the Introduction of a Public Credit Registry [PDF]

open access: yes
We provide the first evidence on how the introduction of information sharing via a public credit registry affects banks’ lending decisions. We employ a unique dataset containing detailed information on credit card applications and decisions from one of ...
Cheng, X., Degryse, H.A.
core   +1 more source

Generating Compressed Counterfactual Hard Negative Samples for Graph Contrastive Learning

open access: yesCAAI Transactions on Intelligence Technology, EarlyView.
ABSTRACT Graph contrastive learning (GCL) relies on acquiring high‐quality positive and negative samples to learn the structural semantics of the input graph. Previous approaches typically sampled negative samples from the same training batch or an irrelevant external graph.
Haoran Yang   +7 more
wiley   +1 more source

Misalignment in Carbon Credit Programmes: Insights From Producer Preferences for Cover Crop and No‐Till Contracts

open access: yesAustralian Journal of Agricultural and Resource Economics, EarlyView.
ABSTRACT This study examines the factors influencing producer adoption of cover cropping and no‐till farming, two key carbon sequestration practices, within the context of voluntary carbon credit programmes (CCPs) in Kansas. Using a mixed‐methods survey that combines discrete choice experiments with farm‐level data from 370 producers, we estimate ...
Grant Edward Gardner   +2 more
wiley   +1 more source

Subprime Consumer Credit Demand: Evidence from a Lender?sPricing Experiment [PDF]

open access: yes
We test the interest rate sensitivity of subprime credit card borrowers using a unique panel data set from a UK credit card company. What is novel about our contribution is that we were given details of a randomized interest rate experiment conducted by ...
Gyongyi Loranth   +2 more
core  

Towards an anthropology of acquisition: ‘How did you get that?’ Vers une anthropologie de l'acquisition : « Où as‐tu trouvé ça ? »

open access: yesJournal of the Royal Anthropological Institute, EarlyView.
The production‐distribution‐consumption triad has structured how anthropologists understand exchange for roughly a century. This article argues for expanding this triad to include an explicit focus on acquisition – the systems, processes, and practices of acquiring.
Hanna Garth
wiley   +1 more source

The role of diversity and ensemble learning in credit card fraud detection. [PDF]

open access: yesAdv Data Anal Classif, 2022
Paldino GM   +6 more
europepmc   +1 more source

Credit Cards and Debit Cards in the United States and Japan [PDF]

open access: yes
This article examines differences in credit-card and debit-card usage between the United States and Japan. Although I do not doubt that social and psychological factors have some significance, I contend that four institutional factors also have useful ...
Mann, Ronald-J
core  

Extending the Reach of the ‘Etridge Protocol’ to So‐called ‘Hybrid’ Scenarios: Waller‐Edwards v One Savings Bank Plc

open access: yesThe Modern Law Review, EarlyView.
In Waller‐Edwards v One Savings Bank Plc, the Supreme Court addressed, for the first time, the significant question of whether banks were put on constructive notice of potential undue influence in so‐called ‘hybrid’ scenarios. ‘Hybrid’ scenarios are those in which loan monies are advanced to a couple partly for their joint benefit and partly for one ...
Chris Bevan
wiley   +1 more source

Home - About - Disclaimer - Privacy