Why Does Individualism Affect Economic Development: Is It Values, Policies, or Institutions?
Southern Economic Journal, EarlyView.ABSTRACT A substantial body of literature highlights the positive roles of individualism and economic freedom in fostering prosperity, and recent work links the two. This paper disentangles their contributions to economic development. In cross‐country data, we show that both are independently associated with per capita income, even after extensive ...
Lewis S. Davis +1 more
wiley +1 more source
What is the value of recourse to asset backed securities? A clinical study of credit card banks [PDF]
The present paper uses data from revolving credit card securitizations to show that, conditional on being in a position where implicit recourse has become necessary and actually providing that recourse, recourse to securitized debt may benefit short- and
Joseph R. Mason, Eric J. Higgins
core
Quantum Machine Learning for Cybersecurity: A Taxonomy and Future Directions
Software: Practice and Experience, EarlyView.ABSTRACT Context The rapid increase in cyber threats, coupled with increasingly sophisticated attack strategies and the exponential growth of data in recent years, has exposed significant limitations in classical machine learning, rule‐based, and signature‐based defense mechanisms.
Siva Sai +5 more
wiley +1 more source
A systematic review of literature on credit card cyber fraud detection using machine and deep learning. [PDF]
PeerJ Comput Sci, 2023 Marazqah Btoush EAL +5 more
europepmc +1 more source
Recent developments in the credit card market and the financial obligations ratio [PDF]
Credit cards ; Households - Economic ...
Kathleen W. Johnson
core
Generative AI—the Transgression of Technology
Systems Research and Behavioral Science, EarlyView.ABSTRACT This article offers a systems‐theoretical analysis of generative artificial intelligence (GenAI) grounded in Niklas Luhmann's sociology of technology. It addresses a central conceptual problem: How GenAI can be understood within a theoretical framework that has traditionally defined technology as a means of stabilising action through causal ...
Jesper Tække
wiley +1 more source
The role of diversity and ensemble learning in credit card fraud detection. [PDF]
Adv Data Anal Classif, 2022 Paldino GM +6 more
europepmc +1 more source
How do you pay? The role of incentives at the point-of-sale [PDF]
This paper uses discrete-choice models to quantify the role of consumer socioeconomic characteristics, payment instrument attributes, and transaction features on the probability of using cash, debit card, or credit card at the point-of-sale.
Arango, Carlos +2 more
core
Systems Research and Behavioral Science, EarlyView.ABSTRACT This paper addresses a gap in the application of systems thinking to higher education programme design. We use the Complexity Theory of Outcome Creation (CTOC), a structured model for working in complexity, to analyse Simon Fraser University's Semester in Dialogue (SiD)—an innovative undergraduate programme applying the ideas of dialogic ...
Diane T. Finegood +2 more
wiley +1 more source
CTCN: a novel credit card fraud detection method based on Conditional Tabular Generative Adversarial Networks and Temporal Convolutional Network. [PDF]
PeerJ Comput Sci, 2023 Zhao X, Guan S.
europepmc +1 more source