Results 131 to 140 of about 883,203 (298)

Financial Inclusion for Smallholders: Integrating a Resource Nexus Approach Into Agricultural Finance Systems

open access: yesSustainable Development, EarlyView.
ABSTRACT Smallholder farmers remain structurally excluded from the current agricultural finance system. Existing research in this area examines financial inclusion through fragmented environmental, social, and economic lenses, limiting system‐level understanding.
Vaibhav Aggarwal   +2 more
wiley   +1 more source

Financial Inclusion Access and Female Labour Participation in Sub‐Saharan Africa: The Moderating Role of Institutional Quality

open access: yesSustainable Development, EarlyView.
ABSTRACT This study investigates the nexus between financial inclusion, institutional quality, and female labor force participation in sub‐Saharan Africa over the period 1990–2023. Using panel data for 43 countries and employing OLS, FGLS, and dynamic GMM estimators, the analysis examines whether access to financial institutions and financial markets ...
Joshua Chukwuma Onwe   +3 more
wiley   +1 more source

Financial Inclusion, Energy Transition, and Sustainable Development in Sub‐Saharan Africa: A Distributional Panel Analysis

open access: yesSustainable Development, EarlyView.
ABSTRACT Sub‐Saharan Africa (SSA) faces pressing financing and structural transitions to achieve the 2030 Agenda, yet the distributional relationships linking financial inclusion and renewable energy adoption to sustainable development goal (SDG) achievement remain underexplored. This study investigates the roles of multidimensional financial inclusion
Mehdi Seraj   +2 more
wiley   +1 more source

Credit card use after the final mortgage payment: does the magnitude of income shocks matter? [PDF]

open access: yes
We test the hypothesis that consumption smoothing occurs after large, but not small, expected future income shocks. Even though this hypothesis has often been discussed, formal evidence in support of it is rare.
Scholnick, Barry
core  

Central Bank Digital Currencies, Financial Inclusion, and Privacy: A Normative Perspective

open access: yesSouthern Economic Journal, EarlyView.
ABSTRACT Central bank digital currencies (CBDCs) are a digital form of a nation's money, issued by its central bank. As opposed to other forms of digital money, such as electronic bank balances or cryptocurrencies, they are centrally managed legal tender.
Andrew Allison, Alexander William Salter
wiley   +1 more source

Switching costs and adverse selection in the market for credit cards: new evidence [PDF]

open access: yes
To explain persistence of credit card interest rates at relatively high levels, Calem and Mester (AER, 1995) argued that informational barriers create switching costs for high-balance customers.
Michael B. Gordy   +2 more
core  

Who Takes High‐Earning CTE Pathways?

open access: yesSouthern Economic Journal, EarlyView.
ABSTRACT Wage gaps across demographic groups in the U.S. labor market are well documented. A key question is the degree to which group‐based sorting into high‐ versus low‐paying occupations reflects underlying preferences, versus structural barriers or prior educational experiences.
Celeste K. Carruthers   +6 more
wiley   +1 more source

Credit Cards, Consumer Credit, and Bankruptcy

open access: yes, 2005
This paper analyzes the effects of credit card use on broader economic indicators, specifically consumer credit, and consumer bankruptcy filings. Using aggregate nation-level data from Australia, Canada, Japan, the United Kingdom, and the United States, I find that credit card spending, lagged by 1-2 years, has a strong positive effect on consumer ...
openaire   +2 more sources

Why do banks reward their customers to use their credit cards? [PDF]

open access: yes
Using a unique administrative level dataset from a large and diverse U.S. financial institution, we test the impact of rewards on credit card spending and debt. Specifically, we study the impact of cash-back rewards on individuals before and during their
Anna Lunn   +2 more
core  

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