Results 221 to 230 of about 18,621 (308)

Flexible Contract, Flexible Morale? Microcredit Design and Repayment Discipline

open access: yesInternational Economic Review, EarlyView.
ABSTRACT Flexible repayment benefits borrowers, but practitioners fear increased moral hazard. Investigating their concerns requires disentangling repayment choices from repayment capacity, which is typically infeasible in field studies. We use a lab‐in‐the‐field experiment with 645 microcredit borrowers to cleanly identify the effect of repayment ...
Kristina Czura, Anett John, Lisa Spantig
wiley   +1 more source

Entrepreneurship and Financial Deregulation

open access: yesInternational Economic Review, EarlyView.
ABSTRACT We quantitatively analyze the impact of US banking deregulation in the 1980s on the aggregate economy. Using recent econometric techniques, we first reexamine existing empirical evidence on the real effects of banking deregulation. We then construct a quantitative model that integrates imperfectly competitive banks into a general equilibrium ...
Toshihiko Mukoyama, Gang Zhang
wiley   +1 more source

Neoliberal Governmentality and English Private Tutoring Among Rural Secondary School Students in Kazakhstan: A Quantitative Inquiry

open access: yesInternational Journal of Applied Linguistics, EarlyView.
ABSTRACT This article investigates the nature, effectiveness, and implications of English private tutoring (EPT) among Grade 11 students in rural Kazakhstan. Drawing on survey responses from 160 students within a larger sample of 740, the study examines participation patterns, motivations, perceived benefits, and the financial and social costs ...
Anas Hajar, Mehmet Karakus
wiley   +1 more source

AMSUS Credit Card [PDF]

open access: yesMilitary Medicine, 2003
openaire   +1 more source

Cash for Transactions or Store‐of‐Value? A Comparative Study on Scandinavian Countries and Canada

open access: yesInternational Finance, EarlyView.
ABSTRACT We estimate the demand for transactional and non‐transactional cash balances (banknotes and coins) in Canada, Denmark, Iceland, Sweden and Norway over the last decades exploiting the seasonality of cash demand. These countries share many features that are relevant for cash demand, but nevertheless show large differences in terms of aggregate ...
Carl Andreas Claussen   +2 more
wiley   +1 more source

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