Results 41 to 50 of about 703,371 (257)

DETECTION OF CREDIT CARD FRAUDS WITH MACHINE LEARNING SOLUTIONS: AN EXPERIMENTAL APPROACH

open access: yesНаука Красноярья, 2022
Purpose – propose an experimental way to create ML solutions to the problem of detecting credit card fraud. Method or methodology of the work: the article uses machine learning (ML) and data mining methods Results: the paper showed that machine ...
Courage Mabani   +2 more
doaj   +1 more source

The Degradation of Access‐Based Business Models: Customer Misbehavior and Shared Mobility

open access: yesBusiness Strategy and the Environment, EarlyView.
ABSTRACT Access‐based services are considered one of the strategies to embed sustainability in business models. Yet, because the evolution of these business models has been overlooked, we do not know whether their promise to create triple value is sustained.
Andres Camacho, Carmen Valor
wiley   +1 more source

Navigating the Double Edge of Product‐Service Systems: User Behavior, Adoption, and Rebound Effects

open access: yesBusiness Strategy and the Environment, EarlyView.
ABSTRACT Product‐service systems (PSS) have been considered a promising approach to operationalizing the circular economy. Although many studies have outlined the potential sustainability gains of PSS solutions, it is still unclear what factors drive PSS adoption and how behavioral changes result in rebound effects, undermining their potential ...
Marina Fernandes Aguiar   +3 more
wiley   +1 more source

Modelling the profitability of credit cards by Markov decision processes

open access: yes, 2009
This paper derives a model for the profitability of credit cards, which allow lenders to find the optimal dynamic credit limit policy. The model is a Markov decision process, where the states of the system are based on the borrower's behavioural score ...
Thomas, Lyn C., So, Mee Chi
core   +1 more source

Analyzing credit card fraud cases with supervised machine learning methods: logistic regression and Naive Bayes [PDF]

open access: yesProblems of Information Society
Frauds involving credit cards are simple and effortless to target. With the rise of online payment credit cards have had a huge role in our daily life and economy for the past two decades and it is an important task for companies to identify ...
Naila Habibullayeva, Behnam Kalejahi
doaj   +1 more source

Fueling Tomorrow: Scenario Planning for the Future of Gas Stations

open access: yesBusiness Strategy and the Environment, EarlyView.
ABSTRACT Transport electrification is reshaping the service infrastructures that mediate everyday mobility, yet most electrification scenario studies remain macrolevel and offer limited insight into how incumbent forecourt (gas‐station) networks can adapt under deep uncertainty.
Joao Gabriel Rosa   +2 more
wiley   +1 more source

Towards a Socially Inclusive Circular Economy: Evidence From Social Enterprises in Low‐ and Middle‐Income Countries

open access: yesBusiness Strategy and the Environment, EarlyView.
ABSTRACT Circular economy (CE) and social entrepreneurship (SE) are increasingly recognised as critical pathways for sustainable development, yet CE research often underplays social inclusion, particularly in low‐ and middle‐income countries (LMICs).
Maria L. Granados, Adeyemi Adelekan
wiley   +1 more source

MONETARY POLICY TRANSMISSION AND CREDIT CARDS: EVIDENCE FROM INDONESIA

open access: yesBuletin Ekonomi Moneter dan Perbankan, 2019
This paper empirically tests the dynamics of credit cards and monetary policy in the context of Indonesia. Using monthly data from 2006 to 2018 and a structural vector autoregressive model, our findings indicate that credit card usage is mainly driven by
KP Prabheesh, R Eki Rahman
doaj   +1 more source

Finance 5.0, Digital Financial Inclusion, and Carbon Footprint: Evidence From a Multi‐Country Panel Using Threshold Models

open access: yesBusiness Strategy and the Environment, EarlyView.
ABSTRACT This study investigates the impact of digital finance and financial inclusion on carbon emissions within a multi‐country panel framework, contributing to the emerging Finance 5.0 literature that links digital transformation with environmental sustainability.
Utku Altunöz
wiley   +1 more source

Unlocking Federated Learning for ESG Reporting: Prioritizing Critical Adoption Challenges in an Emerging Economy Context

open access: yesBusiness Strategy and the Environment, EarlyView.
ABSTRACT The growing focus on environmental, social, and governance (ESG) issues has prompted organizations to explore innovative ways to manage their businesses. It has become imperative for organizations to adopt ESG reporting. The applications of federated learning help to enhance the scalability and credibility of ESG reporting in contemporary ...
Naveen Virmani   +3 more
wiley   +1 more source

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