Results 271 to 280 of about 18,887 (308)

Determinants of Interlinked Credit Contracts in Informal Agricultural Credit Market

International Journal of Scientific Research, 2012
There are very many reasons for the existence of informal credit market in agriculture such as, credit ra- tioning in the formal credit market, which is argued on both the negative and positive sides, minimal access to formal credit and high cost of borrowing from formal institutions. These act as the push factors compelling the rural borrowers towards
DR.S.GANDHIMATH DR.S.GANDHIMATH, G.Mookambigai G.Mookambigai   +1 more
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CONSUMER CREDIT NATURE OF CREDIT CARD CONTRACT

2021
In the new Law on Consumer Protection numbered 6502, it is regulated that creditcard contracts will be considered as a consumer credit contract if the possibilityto delay the payment for more than three months in return for interest or a similarbenefit or if the possibility to pay in installments is similarly provided. The issue ofhow to understand the
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Debt Contracts and Credit Rationing

2002
Abstract In this chapter, asymmetric information is introduced. The insurance problem serves as an introduction to the economic problems arising from asymmetric information. Contract forms depend on the type of informational asymmetry. The form of a standard debt contract can be explained by costly state verification.
Jürgen Eichberger, Ian Harper, Christian Pfeil, Florian Scheid   +3 more
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Contracting Constraints, Credit Markets, and Economic Development

SSRN Electronic Journal, 2002
INTRODUCTION Development economists are, perhaps by necessity, optimistic people. One does not become a development economist if one believes that the world's poorest are doing as well as they possibly could. Indeed, the premise of the entire field is that there is talent in every people, if not every person, and if there is one central question, it ...
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Moral hazard contracting and credit rationing in opaque credit markets

International Journal of Computational Economics and Econometrics, 2015
We make a first step in the literature to analyse a hybrid model of credit rationing with simultaneous presence of adverse selection and moral hazard. Motivated by the observation that credit markets in less–developed countries are rather opaque owing to the lack of necessary institutions to facilitate information sharing among lenders, we re–examine ...
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Credit Contract Life Cycle

2014
The credit derivatives market is one of the largest and most important segments of the OTC derivatives market. As explained in Chapter 2, the major credit derivatives contract types are the following:
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Bargaining Power and Trade Credit: The Heterogeneous Effect of Credit Contractions

Journal of Banking & Finance, 2023
Wenya Wang, Qiyu Xu, Ei Yang
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Mortgage credit contracts and the Green Paper on Mortgage Credit – Controls on Transparency and Fairness

European Review of Contract Law, 2007
The focus of the article is on the Green paper on Mortgage Lending the European Commission presented early 2005, following a wide consultation of both consumers' and banks' representatives. The article shows the many implications such a regulatory attempt could bring on mortgage contract law and stresses - by comparing the European and the American ...
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Standardisation: The standardisation of credit contract theory

2020
So far we have discussed the possibility to and the benefits of organising lending theory in modules. This section will analyse some general structures of lending theory, unrelated to particular modules. The analysis will lead to a number of recommendations for how to improve lending theory by using uniform concepts and standards.
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In‐kind credit provision through contract farming and formal credit markets

Agribusiness, 2022
Anette Ruml, Martin C Parlasca
exaly