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Analysis of Factors Affecting Individuals’ Online Consumer Credit Behavior: Evidence From China [PDF]
Frontiers in Psychology, 2022 In the past two decades, a growing number of Chinese young adults utilize online consumer credit to satisfy their increasing consumption demand. Although it is indeed boosting consumer markets, it has also caused many serious social problems. A number of
Huiying Zhao, Huaxin Peng, Wanqi Li
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What Determines University Students’ Online Consumer Credit? Evidence From China
SAGE Open, 2019 In recent years, online consumer credit in China has boomed. Many Chinese undergraduates are interested in utilizing online consumer credit to meet their increasing consumption needs.
Yu Hao +3 more
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Whither Consumer Credit Counseling [PDF]
SSRN Electronic Journal, 2005 For a half century, nonprofit credit counseling organizations have offered financial education and budget counseling sessions at nominal cost to borrowers. They also negotiate comprehensive repayment plans with a borrower's unsecured creditors. These repayment plans provide an alternative to bankruptcy that is valuable to many consumers.
Robert M. Hunt
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Managing Consumer Credit Risk [PDF]
SSRN Electronic Journal, 2001 On July 31, 2001, the Payment Cards Center of the Federal Reserve Bank of Philadelphia hosted a workshop that examined current credit risk management practices in the consumer credit industry. The session wasled by Jeffrey Bower, senior manager in KPMG Consulting's financial services practice.
Peter Burns, Anne Stanley
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Dealer Pricing of Consumer Credit [PDF]
SSRN Electronic Journal, 2002 Price discrimination incentives may induce dealers to bear the financial cost of their customers' credit purchases. We focus on how financial market imperfections make it possible to segment the customer population. When borrowing and lending rates differ from each other and from the rate of interest on a durable good purchase, the structure of those ...
BERTOLA, Giuseppe +2 more
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Determinants of Debt: An Econometric Analysis Based on the Cyprus Survey of Consumer Finances [PDF]
Financial Theory and Practice, 2008 This work is based on the Cyprus Survey of Consumer Finances (CySCF) and focuses on the investigation of home secured loans and consumer credit card outstanding balances among Cypriot families.
Michalis Petrides, Alex Karagrigoriou
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The Impact of the COVID-19 Pandemic on the Consumer Credit Market in Eurozone Countries
Annales Universitatis Mariae Curie-Skłodowska Sectio H, Oeconomia, 2022 Theoretical background: The problem of the impact of the pandemic on the consumer credit market in Eurozone countries is important both from a cognitive point of view and from the perspective of economic practice.
Blandyna Puszer, Maria Czech
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ANALYSIS OF THE STATE OF CREDIT CONSUMER COOPERATIVES IN THE RUSSIAN FEDERATION
Вестник университета, 2020 The relevance of the development of the credit consumer cooperatives as a promising segment of the credit market has been substantiated. The state of credit consumer cooperatives has been analyzed in the article. The theoretical foundations of the credit
A. R. Simonyan
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THEORETICAL FOUNDATIONS OF THE CREDIT MECHANISM OF MEETING CONSUMER NEEDS OF THE POPULATION
Three Seas Economic Journal, 2020 Purpose. A significant role in ensuring the socio-economic development of the state, increasing the economic activity and purchasing power of the population is played by the credit mechanism of meeting the consumer needs of the population.
Violetta Kharabara, Roman Greshko
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The Relationship Between Household Credit and Banking Stability in Malaysia: Panel Evidence
Gadjah Mada International Journal of Business, 2021 This study investigates the relationship between household credit and banking stability in Malaysia using a sample of 37 commercial banks spanning the period from 2008 to 2015.
NURHUDA NIZAR, Zulkefly Abdul Karim
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