Results 11 to 20 of about 653,939 (307)
Study on Effect of Consumer Information in Personal Credit Risk Evaluation
Complexity, 2022 This study selects Chinese borrowers’ information from a platform that has both online shopping and consumer loan service as sample, studies the effect of consumer information in personal credit risk evaluation, and uses the lLogistic regression model ...
Hongmei Wen, Xin Sui, Shaopeng Lu
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Loan to Value Ratio, KPR and KPA in Indonesia
JDE (Journal of Developing Economies), 2023 The COVID-19 pandemic that occurred at the beginning of 2020 has caused economic growth to decline in many countries, including Indonesia. One of the steps taken with the aim of economic recovery is by increasing the consumption in credit channels or non-
Novrianti Putri ardely, Mahjus Ekananda
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Consumption Markets & Culture, 2013 This article provides an editorial introduction to the special issue of Consumption Markets & Culture devoted to the consolidated mass markets and cultures of contemporary consumer credit. It identifies a strange irony that arises from the extant social scientific literatures on consumption and retail finance: for all the analysis that they offer of ...
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THE ESSENCE OF THE CATEGORY ‘CONSUMER CREDIT’
Вестник Российского экономического университета имени Г. В. Плеханова, 2018 The article investigates the wording of the category ‘credit’. It enumerates key features of the credit. On the basis of distinguishing characteristics the field of consumer credit was identified.
Oleg E. Gordienov
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Consumer credit information systems: A critical review of the literature. Too little attention paid by lawyers? [PDF]
, 2007 This paper reviews the existing literature on consumer credit reporting, the most extensively used instrument to overcome information asymmetry and adverse selection problems in credit markets.
A. Campion +28 more
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Le determinanti del credito al consumo in Italia: il ruolo della grande distribuzione
Moneta e Credito, 2013 Although consumer credit has grown very fast over the last decade, the dimension of the market is still small by international standards and its degree of development differs considerably across local markets.
Luca Casolaro
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Macroeconomic Factors of Consumer Loan Credit Risk in Central and Eastern European Countries
Economies, 2023 In the scientific literature, there is a lack of a systematic approach to credit risk factors. In addition, insufficient attention is still paid to analysing the macroeconomic factors of consumer loan credit risk. Thus, this research aims to evaluate the
Rasa Kanapickienė +5 more
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Journal of Financial Economics, 2018 Abstract Powerful politicians can interfere with the enforcement of regulations. As such, expected political interference can affect constituents’ behavior. Using rotations of Senate committee chairs to identify variation in political power and expected regulatory relief, we study powerful politicians’ effect on consumer lending to communities ...
Pat Akey +2 more
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Heliyon, 2023 The growing economic uncertainty makes consumers realize the importance of financial preparedness and management ability. Based on the U.S. National Financial Capability Study dataset from 2009, 2012, 2015, and 2018, this study explores the nexus between
Fuzhong Chen, Di Yu, Zijun Sun
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Pre-agreement assessment as a responsible lending tool in South Africa, the EU and Belgium :Part 1
Potchefstroom Electronic Law Journal, 2018 Responsible lending has become a very pertinent issue on the agenda of credit regulators across the globe who seek to combat the causes of consumer over-indebtedness.
Corlia Maritha van Heerden +1 more
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