Results 21 to 30 of about 1,406,579 (163)
Behavioral Intention, Personality and Consumer Credit Use
International Journal of Financial StudiesThis paper examines how behavioral intention, combined with risk tolerance, financial confidence, and self-control, relates to consumer credit usage.
Hsu-Chi Weng, Cecilia Hermansson
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Croatian Yearbook of European Law and Policy, 2018 This article shows that there is a lack of consistency in the interpretation of the meaning and scope of the obligation of traders to provide transparent pre-contractual and contractual information on consumer credit to consumers in EU law.
Mia Junuzović
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Judicial review of illegal clauses in consumer loan agreements
Zeszyty Naukowe Wyższej Szkoły Finansów i Prawa w Bielsku-Białej, 2023 The Consumer Credit Act of 12 May 2011 introduced, with effect from 11 March 2016, Article 36 a 1, which specifies the maximum amount of non-interest credit costs. The maximum amount of these costs is calculated according to a formula (Article 36a (1)),
Justyna Fibinger-Jasińska
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SCIENTIFIC VALUES ON THE EUROPEAN LEGAL REGULATION ON THE CONSUMER CREDIT AGREEMENT [PDF]
EURINT, 2021 With the increase of revenue, including in the budget sphere, which stimulates the planning of purchases of products that could improve the quality of life, with the reduction of interest rates by banks, the citizens are increasingly stimulated to ...
Olesea PLOTNIC, Rodica CRUDU
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Lean Thinking in Banking Industry: Waste Identification on Credit Disbursement Process
E3S Web of Conferences, 2018 Waste is not only found in the manufacturing industry but also in the service industry, especially in banking industry. This paper describes a comprehensive lean approach applied to the banking industry.
Indah Rizkya +3 more
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Immigrant credit visibility: Access to credit over time in Canada
Economic and Social Reports, 2023 Credit is a key element to modern economic life in Canada and immigrants may be at greater risk of lacking access to credit markets since credit information is, for the most part, not shared across international borders.
Jesse Tweedle +3 more
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Transition matrix models of consumer credit ratings [PDF]
, 2012 Although the corporate credit risk literature has many studies modelling the change in the credit risk of corporate bonds over time, there is far less analysis of the credit risk for portfolios of consumer loans.
Lyn C. Thomas +3 more
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Kilka uwag na temat zmian w ustawie o kredycie konsumenckim
Acta Iuris Stetinensis, 2017 This article deals with selected amendments to the Consumer Credit Act, in particular the definition of a loan institution and the maximum non-interest costs of credit.
Paweł Daszczuk
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Responsible lending as means of protecting consumers in credit contracts in the law of the European Union [PDF]
Zbornik Radova: Pravni Fakultet u Novom Sadu, 2019 The traditional concept of consumer law relies on the so-called information paradigm. It postulates the ability of consumers to make rational choices if they are provided with all the necessary information as well as the required level of transparency of
Dudaš Atila I.
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Modelling customers credit card behaviour using bidirectional LSTM neural networks
Journal of Big Data, 2021 With the rapid growth of consumer credit and the huge amount of financial data developing effective credit scoring models is very crucial. Researchers have developed complex credit scoring models using statistical and artificial intelligence (AI ...
Maher Ala’raj +2 more
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