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According to the regulations in force, including in Poland, loan institutions must disclose the costs of consumer credit. However, these costs can be presented in many ways.
Cwynar Wiktor
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How the Consumer Confidence Index Affect the Credit Growth in Indonesia?
Credit has a positive role in encouraging economic growth in Indonesia. A factor that can influence the level of credit distribution is consumer confidence in economic conditions.
Pevi Fitria Kartika Alif +3 more
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A United States Fair Lending Perspective on Machine Learning
The use of machine learning (ML) has become more widespread in many areas of consumer financial services, including credit underwriting and pricing of loans.
Patrick Hall +7 more
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Law of Ukraine «on consumer lending»: new standards for protection of rights of the borrowers
The issue of legal regulation of consumer lending has been studied taking into account the provisions of the Law of Ukraine "On consumer lending" and the legislation of the European Union in the aspect of harmonization of Ukrainian legislation with the ...
Віктор Петрович Янишен
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DYNAMIC SIMULATION MODEL OF THE CONSUMER CREDIT PORTFOLIO OF COMMERCIAL BANK [PDF]
The article considers the problems of formation of consumer credit portfolio of commercial banks. Presents a dynamic simulation model, allowing to develop strategy and operational plans in the field of credit operations of the Bank and to analyze the ...
Sergey Kryukov, Kseniya Dorofeeva
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The internet consumer credit industry has entered a stage of standardized development in China, and many internet consumer credit services have been widely adopted by consumers in recent years.
Jiangbo Zou, Xiaokang Fu
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Russian consumer lending market in modern conditions
In the current conditions, the Russian financial market has demonstrated its stability and ability to promptly respond to the ongoing changes in the geopolitical sphere, while the banks that control more than 80 % of the country’s assets are under ...
I. A. Rizvanova
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Living with Credit and Installment Plans: The Situation in a Southern Kazakhstan [PDF]
In modern developed economies, the prevalence of credit usage and installment plans has become a notable feature of consumer behavior. Understanding how consumers navigate credit usage and installment plans is crucial for engaging with today’s complex ...
Murat O. Nassimov
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These biennial reports are summaries of the activities of this agency. They were extracted from a series of Kansas agency reports covering over 100 state agencies and institutions bound together for each biennium., 1959/1960 - 1979/1980.
Kansas. Office of Consumer Credit Commissioner.
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"July 1, 1988."Articles of Interest and Charges -- Consumer Loan Act -- General Provisions and Definitions -- Scope and Jurisdiction -- Finance Charges and Related Provisions -- Consumer Loans; Supervised Lenders -- Consumer Loans; Maximum Finance ...
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