Results 31 to 40 of about 653,939 (307)
Responsible lending as means of protecting consumers in credit contracts in the law of the European Union [PDF]
Zbornik Radova: Pravni Fakultet u Novom Sadu, 2019 The traditional concept of consumer law relies on the so-called information paradigm. It postulates the ability of consumers to make rational choices if they are provided with all the necessary information as well as the required level of transparency of
Dudaš Atila I.
doaj
Lean Thinking in Banking Industry: Waste Identification on Credit Disbursement Process
E3S Web of Conferences, 2018 Waste is not only found in the manufacturing industry but also in the service industry, especially in banking industry. This paper describes a comprehensive lean approach applied to the banking industry.
Indah Rizkya +3 more
doaj +1 more source
A study on credit evaluation of power consumer based on the topsis and AHP method [PDF]
, 2013 The credit evaluation of power consumer is very important for the power company in the market operation. Inability to pay electricity charges due has always been a fundamental problem in electricity markets.
Nongkang, Jumriani
core
Advanced Functional Materials, EarlyView.Optoelectronic synaptic devices based on solution‐processed molecular telluride GST‐225 phase‐change inks are demonstrated for three‐factor learning. A global optical signal broadcast through a silicon waveguide induces non‐volatile conductance updates exclusively in locally electrically flagged memristors.
Kevin Portner +14 more
wiley +1 more source
Kilka uwag na temat zmian w ustawie o kredycie konsumenckim
Acta Iuris Stetinensis, 2017 This article deals with selected amendments to the Consumer Credit Act, in particular the definition of a loan institution and the maximum non-interest costs of credit.
Paweł Daszczuk
doaj +1 more source
Modelling customers credit card behaviour using bidirectional LSTM neural networks
Journal of Big Data, 2021 With the rapid growth of consumer credit and the huge amount of financial data developing effective credit scoring models is very crucial. Researchers have developed complex credit scoring models using statistical and artificial intelligence (AI ...
Maher Ala’raj +2 more
doaj +1 more source
Advanced Materials, EarlyView.Metal‐free carbon catalysts enable the sustainable synthesis of hydrogen peroxide via two‐electron oxygen reduction; however, active site complexity continues to hinder reliable interpretation. This review critiques correlation‐based approaches and highlights the importance of orthogonal experimental designs, standardized catalyst passports ...
Dayu Zhu +3 more
wiley +1 more source
A United States Fair Lending Perspective on Machine Learning
Frontiers in Artificial Intelligence, 2021 The use of machine learning (ML) has become more widespread in many areas of consumer financial services, including credit underwriting and pricing of loans.
Patrick Hall +7 more
doaj +1 more source
Access to consumer credit in the UK [PDF]
The European Journal of Finance, 2015 This paper investigates household access to consumer credit in the UK using information on 58,642 households between 2001 and 2009. Employing a treatment-effects model and propensity score matching, we find that non-white households are less likely to have financing compared to white households.
Solomon Y. Deku +2 more
openaire +2 more sources
Advanced Optical Materials, EarlyView.Whispering‐gallery‐mode microresonators with sharp resonant peaks enable photonic barcoding. Similar to a chameleon, a rare‐earth‐free microcavity with π‐conjugated PAHs enables visibleto‐near infrared color generation from a single microbead. The unique resonat emission (spectral barcode) can be dynamically transformed via excitation wavelength change,
Barun Kumar Barman +6 more
wiley +1 more source