Results 11 to 20 of about 116,249 (312)
Backbone of Credit Relationships in the Japanese Credit Market [PDF]
SSRN Electronic Journal, 2015 نكتشف العمود الفقري للشبكة الثنائية المرجحة لعلاقات سوق الائتمان اليابانية. يتم الكشف عن العمود الفقري من خلال تكييف طريقة عامة تستخدم في التحقيق في الشبكات المرجحة. من خلال هذا النهج، نكتشف العمود الفقري الذي تم التحقق منه إحصائيًا مقابل فرضية فارغة للتنويع الموحد للقروض للبنوك والشركات.
Luca Marotta +6 more
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Monitoring and market power in credit markets [PDF]
International Journal of Industrial Organization, 2004 Abstract Whether or not banks are engaged in monitoring of customers (information acquisition) may have important consequences to the whole economy. Theory suggests an inverse relation between both average loan interest rates and credit losses, and banks' investments in monitoring. In contrast, investments in market power result in a direct relation.
Ari Hyytinen, Otto Toivanen
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Credit Access, the Costs of Credit and Credit Market Discrimination [PDF]
The Review of Black Political Economy, 2008 Since the early 1990s, credit expanded relative to income, especially after 2001. It is hypothesized that traditionally uneven credit access and gaps in the costs of credit by demographic characteristics shrank during this period. Relying on data from the Federal Reserve's Survey of Consumer Finance, this study looks at financial constraints, the ...
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Journal of Public Economic Theory, 2003 AbstractIn a simplified version of the Stiglitz and Weiss (1981) model of the credit market we characterize optimal policies to correct market failures. Widely applied policies, notably interest‐rate subsidies and investment subsidies, are compared to the theoretical optimum.
Minelli, E, MODICA, Salvatore
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The short- and long-run relationship between house prices and bank credit in developed and emerging market economies: A comparative study [PDF]
PanoeconomicusThis study compares the short- and long-term relationships between house prices and bank credit in developed and Emerging Market Economies. This fact is an essential issue because most financing is facilitated by bank credit. Using quarterly data from 22
Dawood Taufiq Carnegie
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Digital Finance, Interbank Market Friction and Credit Channel Transmission of Monetary Policy [PDF]
SHS Web of Conferences, 2023 At present, China’s digital economy is booming, and the digitization of the financial system is gradually changing the internal structure of macro economy and finance, which has an impact on the first market of monetary policy transmission, the interbank
Shen Lei, Yao Shuna
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A mechanism for thawing the credit markets [PDF]
Review of Economic Design, 2009 This paper describes a mechanism designed to induce commercial banks to increase their willingness to extend loans in an economic environment characterized by increased uncertainty and diminished expectations. This mechanism is a new tool for the conduct of monetary policy to combat recessions.
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Data and welfare in credit markets
Journal of Financial Economics, 2022 We show how to measure the welfare effects arising from increased data availability. When lenders have more data on prospective borrower costs, they can charge prices that are more aligned with these costs. This increases total social welfare and transfers surplus from borrowers to lenders.
Mark Jansen +3 more
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Complexity, 2018 We introduce an evolving network model of credit risk contagion in the credit risk transfer (CRT) market. The model considers the spillover effects of infected investors, behaviors of investors and regulators, emotional disturbance of investors, market ...
Tingqiang Chen, Binqing Xiao, Haifei Liu
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Access to Credit in a Market Downturn
Journal of Financial Services Research, 2022 Abstract Using a unique proprietary dataset from a large European commercial bank containing granular loan-level information on credit lines to mid-corporate firms, we investigate the bank’s decisions to allow firms to retain existing credit at a time of acute financial instability. Our results highlight the importance of bank-firm relationships during
Barbara Casu +3 more
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