Results 11 to 20 of about 116,569 (312)
Фінансово-кредитна діяльність: проблеми теорії та практики, 2020 . Problems with financial and credit provision of the residential real estate market participants negatively affect the functioning of such a market and leads to a deterioration of the socio-economic environment, because the population is unable to ...
А. Kwilinski, D. Shteingauz, V. Maslov
doaj +1 more source
Credit Access, the Costs of Credit and Credit Market Discrimination [PDF]
The Review of Black Political Economy, 2008 Since the early 1990s, credit expanded relative to income, especially after 2001. It is hypothesized that traditionally uneven credit access and gaps in the costs of credit by demographic characteristics shrank during this period. Relying on data from the Federal Reserve's Survey of Consumer Finance, this study looks at financial constraints, the ...
openaire +3 more sources
The short- and long-run relationship between house prices and bank credit in developed and emerging market economies: A comparative study [PDF]
PanoeconomicusThis study compares the short- and long-term relationships between house prices and bank credit in developed and Emerging Market Economies. This fact is an essential issue because most financing is facilitated by bank credit. Using quarterly data from 22
Dawood Taufiq Carnegie
doaj +1 more source
Journal of Public Economic Theory, 2003 AbstractIn a simplified version of the Stiglitz and Weiss (1981) model of the credit market we characterize optimal policies to correct market failures. Widely applied policies, notably interest‐rate subsidies and investment subsidies, are compared to the theoretical optimum.
Minelli, E, MODICA, Salvatore
openaire +3 more sources
Data and welfare in credit markets
Journal of Financial Economics, 2022 We show how to measure the welfare effects arising from increased data availability. When lenders have more data on prospective borrower costs, they can charge prices that are more aligned with these costs. This increases total social welfare and transfers surplus from borrowers to lenders.
Mark Jansen +3 more
openaire +1 more source
Using the Entire Yield Curve in Forecasting Output and Inflation
Econometrics, 2018 In forecasting a variable (forecast target) using many predictors, a factor model with principal components (PC) is often used. When the predictors are the yield curve (a set of many yields), the Nelson–Siegel (NS) factor model is used in place of ...
Eric Hillebrand +3 more
doaj +1 more source
A mechanism for thawing the credit markets [PDF]
Review of Economic Design, 2009 This paper describes a mechanism designed to induce commercial banks to increase their willingness to extend loans in an economic environment characterized by increased uncertainty and diminished expectations. This mechanism is a new tool for the conduct of monetary policy to combat recessions.
openaire +3 more sources
Complexity, 2018 We introduce an evolving network model of credit risk contagion in the credit risk transfer (CRT) market. The model considers the spillover effects of infected investors, behaviors of investors and regulators, emotional disturbance of investors, market ...
Tingqiang Chen, Binqing Xiao, Haifei Liu
doaj +1 more source
Access to Credit in a Market Downturn
Journal of Financial Services Research, 2022 Abstract Using a unique proprietary dataset from a large European commercial bank containing granular loan-level information on credit lines to mid-corporate firms, we investigate the bank’s decisions to allow firms to retain existing credit at a time of acute financial instability. Our results highlight the importance of bank-firm relationships during
Barbara Casu +3 more
openaire +4 more sources
Description Of Ijareh Sukuk Rating Dimensions In Iranian Capital Market [PDF]
Iranian Journal of Finance, 1999 The growing expansion of financing through the capital market and the introduction of guidelines for the establishment of credit rating agencies require the development of appropriate credit rating models for financial instruments, on the other hand, the
Amir Abbas Sahebgharani, Ghasem Bolo
doaj +1 more source