Results 21 to 30 of about 3,622,924 (312)
How FinTech Enters China’s Credit Market
AEA Papers and Proceedings, 2019 How does FinTech credit mitigate local credit supply frictions in China's segmented credit market? In our simple theoretical models, we show that FinTech credit (i) expands the extensive margin of credit to borrowers of lower credit scores and (ii ...
Harald Hau +3 more
semanticscholar +1 more source
A mechanism for thawing the credit markets [PDF]
Review of Economic Design, 2009 This paper describes a mechanism designed to induce commercial banks to increase their willingness to extend loans in an economic environment characterized by increased uncertainty and diminished expectations. This mechanism is a new tool for the conduct of monetary policy to combat recessions.
openaire +3 more sources
Informal Labour and Credit Markets [PDF]
IMF Working Papers, 2010 This paper reviews the literature on the informal economy, focusing first on empirical findings and then on existing approaches to modeling informality within both partial and general equilibrium environments. We concentrate on labour and credit markets, since these tend to be most affected by informality.
Nicoletta Batini +3 more
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Data and welfare in credit markets
Journal of Financial Economics, 2022 We show how to measure the welfare effects arising from increased data availability. When lenders have more data on prospective borrower costs, they can charge prices that are more aligned with these costs. This increases total social welfare and transfers surplus from borrowers to lenders.
Mark Jansen +3 more
openaire +2 more sources
Complexity, 2018 We introduce an evolving network model of credit risk contagion in the credit risk transfer (CRT) market. The model considers the spillover effects of infected investors, behaviors of investors and regulators, emotional disturbance of investors, market ...
Tingqiang Chen, Binqing Xiao, Haifei Liu
doaj +1 more source
Bank stability and fintech impact on MSMES’ credit performance and credit accessibility [PDF]
Banks and Bank Systems, 2023 The growth of financial technology (fintech) brings happiness to micro, small, and medium enterprises (MSMEs) that banks have denied access to credit. However, this condition has the potential to create a climate of intensified competition in the credit ...
Hadi Ismanto +2 more
doaj +1 more source
Access to Credit in a Market Downturn
Journal of Financial Services Research, 2022 Abstract Using a unique proprietary dataset from a large European commercial bank containing granular loan-level information on credit lines to mid-corporate firms, we investigate the bank’s decisions to allow firms to retain existing credit at a time of acute financial instability. Our results highlight the importance of bank-firm relationships during
Barbara Casu +3 more
openaire +4 more sources
Price Discovery and Market Segmentation in China’s Credit Market
Social Science Research Network, 2019 We study the extent of price discovery in the onshore Chinese corporate bond market, focusing in particular on the information content of credit spreads in China.
Zhe Geng, Jun Pan
semanticscholar +1 more source
Description Of Ijareh Sukuk Rating Dimensions In Iranian Capital Market [PDF]
Iranian Journal of Finance, 1999 The growing expansion of financing through the capital market and the introduction of guidelines for the establishment of credit rating agencies require the development of appropriate credit rating models for financial instruments, on the other hand, the
Amir Abbas Sahebgharani, Ghasem Bolo
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The SOE Premium and Government Support in China's Credit Market
Journal of FinanceStudying China's credit market using a structural default model that integrates credit risk, liquidity, and bailout, we document improved price discovery and a deepening divide between state‐owned enterprises (SOEs) and non‐SOEs.
Zhe Geng, Jun Pan
semanticscholar +1 more source