Results 21 to 30 of about 588,858 (235)
Credit rationing, institutions and local public debt
Revista Mexicana de Economía y Finanzas Nueva Época REMEF, 2023 This work presents a model of credit rationing under the effects of judiciary in- efficiency and criminal extraction. Under low judiciary quality and high criminality, we argue that banks are more likely to lend to the government rather than private ...
Roberto Gallardo Del Angel, Yiwen Xu
doaj +1 more source
PSL Quarterly Review, 2013 Some advocates of financial development have made a powerful case against government control of interest rates by resting their case on the discriminatory effects of credit rationing. In doing so they have confused the issues by attributing to government
H.W. ARNDT
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Agricultural credit provision: what really determines farmers’ participation and credit rationing?
Agricultural Finance Review, 2017 Manfred Zeller +2 more
exaly +2 more sources
Research on the SME’s Collateral Credit Rationing under Loan Risk Compensation Mechanism [PDF]
Journal of Risk Analysis and Crisis Response (JRACR), 2018 This paper discusses the function of loan risk compensation in the collateral credit rationing model. According to the derivation of my model, we find when the bank have some requirements on interest and collateral, at the same time, we add the loan risk
Changbing Yang, Mu Zhang, Junmeng Lu
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Quantity Rationing of Credit [PDF]
SSRN Electronic Journal, 2012 Quantity rationing of credit, when firms are denied loans, has greater potential to explain macroeconomic fluctuations than borrowing costs. This paper develops a DSGE model with both types of financial frictions. A deterioration in credit market confidence leads to a temporary change in the interest rate, but a persistent change in the fraction of ...
openaire +4 more sources
Credit rationing in P2P lending to SMEs: Do lender-borrower relationships matter?
Journal of Corporate Finance, 2020 This paper studies the role of individual P2P investors that are acquainted with the borrower in mitigating credit rationing in P2P lending to SMEs. I use proprietary data provided by one of the biggest Dutch P2P lending platforms, on which personal ...
Rients Galema
semanticscholar +1 more source
Business Starters and Credit Rationing [PDF]
Small Business Economics, 2007 This paper investigates which business starters experience credit rationing by simultaneously analyzing which business founders apply for credit and which are refused. We argue that credit denial depends largely on the entrepreneurs’ commitment and signals regarding the repayment of the loan and the success chances of the proposed business.
Blumberg, B.F., Letterie, W.A.
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Razionamento del credito e dimensioni di impresa (Credit rationing and firm size)
Moneta e Credito, 2012 This paper examines the likelihood of credit rationing faced by firms of different size. Cantrary to common thought, several recent contributions on this topic argue that, when rationing credit, size alone is not a sufficient condition for ...
Giorgio Calcagnini +2 more
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Quantity versus Price Rationing of Credit: An Empirical Test
International Journal of Financial Studies, 2013 One proxy of price rationing of credit is an aggregation of information on interest rates, while loan officer survey data measures quantity rationing of credit, meaning some borrowers are denied loans.
George A. Waters
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Due tipi di razionamento del credito. (Two kinds of credit rationing)
Moneta e Credito, 2013 Alcuni sostenitori dello sviluppo finanziario hanno mosso un potente attacco contro il controllo governativo dei tassi di interesse appoggiandosi sugli effetti discriminatori di razionamento del credito .
H.W. ARNDT
doaj +1 more source