Results 51 to 60 of about 1,233 (175)

Global shocks and the debt‐growth nexus

Economic Inquiry, EarlyView.
Abstract This paper re‐examines the relationship between debt and growth with and without the influence of global shocks for a panel of 22 economies. The analysis introduces an approach that accounts for the complexity of global factors and estimates the debt‐to‐growth and growth‐to‐debt nexus for household, corporate, and public debt from a purely ...
Fabrizio Casalin, Giorgio Fazio, Yacoub Sleibi   +2 more
wiley   +1 more source

Land Reforms in Cuba: First Empirical Assessment on Productivity Using Crop‐Level Panel Data

Economics of Transition and Institutional Change, EarlyView.
ABSTRACT Land reforms implemented in Cuba since 2008 have aimed to increase agricultural production by distributing state‐owned idle lands with land‐use rights. The reforms restricted farmers with the rights from cultivating perennial and capital‐intensive crops.
Yoshihiko Hashiguchi, Yoshimichi Murakami   +1 more
wiley   +1 more source

Asymmetric Information and Credit Rationing in a Model of Search

Games
This paper presents a competitive search model focusing on the impact of asymmetric information on credit markets. We show that limited entry by lenders results in endogenous credit rationing, which, in turn, plays a key role in managing adverse ...
Cemil Selcuk
doaj   +1 more source

How Does Credit Information Sharing Shape the Cyclicality of Bank Liquidity Creation?

Financial Review, EarlyView.
ABSTRACT We investigate the effect of credit information sharing in the banking sector on the fluctuations of bank liquidity creation over the business cycle. Using the Berger and Bouwman comprehensive measure of bank liquidity creation and data representing 354 banks from 40 developing countries between 2012 and 2020, we find that on‐ and off‐balance ...
Jeffrey Ighedosa, Victor Murinde, Tolulola Lawal   +2 more
wiley   +1 more source

Choosing not to borrow: Imprinting effects of informality on firms’ credit self-rationing

Borsa Istanbul Review
While firm financing constraints have been widely studied, limited attention has been paid to credit self-rationing. Based on the imprinting hypothesis and firm-level data from 30 countries, this study finds that informal experience significantly ...
Wenwen Jin
doaj   +1 more source

Linkage Between Electoral Cycle and the Discouragement of African Firms in the Credit Market

International Finance, EarlyView.
ABSTRACT This article analyzes the linkage between the electoral cycle and the discouragement of SMEs in the credit market of 14 African countries. It focuses on 12,145 firms over the period 2006–2020. The results obtained from Probit estimates show elections are negatively linked with the discouragement of firms in the credit market.
Cherif Abdramane, Simplice A. Asongu
wiley   +1 more source

Character and creditworthiness: Unveiling the role of job titles in peer‐to‐peer lending

Journal of Financial Research, EarlyView.
Abstract Using data from the Prosper lending platform, we examine the influence of job‐based trust on credit market dynamics. We find that the generalized trust implied by borrowers' job titles, as a reflection of individuals' ethical and integrity standards in professionals, positively affects listing and loan performance.
Zagdbazar Davaadorj, Bolortuya Enkhtaivan, Wenling Lu   +2 more
wiley   +1 more source

Bad loan build-up in India: A reflection of soft budget constraints

Modern Finance
This paper analyses the non-performing assets (NPA) crisis in the Indian banking system from the perspective of soft budget constraints. Using a panel dataset of 105 publicly listed firms, it explores the relationship between NPAs and bank lending ...
Dilawar Ahmad Bhat, Udayan Chanda, Anil K. Bhat   +2 more
doaj   +1 more source

The financial information in the credit market for micro and small businesses, in underdeveloped regions

Faedpyme International Review, 2012
This research analyzed the role that financial information plays in the access to external financial resources for micro and small manufacturing businesses (MiSBs) in Tabasco, Mexico.
Juan José Chable Sangeado
doaj   +1 more source

Does financial knowledge affect borrower discouragement among various social categories? Evidence from the United States

Journal of Consumer Affairs, EarlyView.
Abstract A deficiency in financial knowledge often precipitates costly financial choices, affecting consumers' behavior and decision‐making. We delve into how financial acumen influences borrower discouragement by utilizing data from the U.S. Federal Reserve's Survey of Household Economics and Decision‐Making (2017–2022). Discouraged borrower describes
Anoosheh Rostamkalaei, Allan Riding, George Saridakis   +2 more
wiley   +1 more source