Results 91 to 100 of about 588,858 (235)
Credit Rationing, Government Credit Programs and Co-Financing [PDF]
Journal of Applied Economics, 2007 Costly monitoring may lead to credit rationing in equilibrium in an economy without any adverse selection or moral hazard problems. Given the widespread phenomenon of government intervention in credit markets in developing and developed countries, the natural question then is, How effective are these government programs?
openaire +2 more sources
Segment information disclosure and trade credit
Journal of Financial Research, EarlyView.Abstract We examine the effect of mandatory segment disclosure on trade credit financing. Segment disclosure reduces the information advantage of suppliers relative to investors in evaluating firm default risk, reducing firms' reliance on trade credit. Exploiting the adoption of SFAS 131 as a shock to segment disclosure, we find that segment disclosure
Obada Almajali, Phil Holmes, Bin Xu
wiley +1 more source
Faedpyme International Review, 2012 This research analyzed the role that financial information plays in the access to external financial resources for micro and small manufacturing businesses (MiSBs) in Tabasco, Mexico.
Juan José Chable Sangeado
doaj +1 more source
Banking with Inside Money: An Efficiency Analysis
Journal of Money, Credit and Banking, EarlyView.Abstract We show that banks do not decentralize the first best in a nominal Diamond–Dybvig economy with inside money. Furthermore, state‐contingent deposit contracts do not expand the consumption possibility set to include the first best either. Central banks can improve welfare but only for savers and only with unconventional monetary policy. Finally,
DAVID RIVERO +1 more
wiley +1 more source
Journal of Consumer Affairs, EarlyView.Abstract A deficiency in financial knowledge often precipitates costly financial choices, affecting consumers' behavior and decision‐making. We delve into how financial acumen influences borrower discouragement by utilizing data from the U.S. Federal Reserve's Survey of Household Economics and Decision‐Making (2017–2022). Discouraged borrower describes
Anoosheh Rostamkalaei +2 more
wiley +1 more source
SMEs and Climate Finance: A Hybrid Review
Journal of Economic Surveys, EarlyView.ABSTRACT The growing importance of sustainability and environmental practices, along with a recent surge in related research, motivated this review of environmental management and climate finance within the SME sector. Starting with an initial sample of 2063 articles, we refined the dataset, resulting in a final sample of 124 key publications.
Ashraf Khan +2 more
wiley +1 more source
Adverse Selection and Moral Hazard Effects in the Malaysian Credit Market: An Empirical Analysis
Malaysian Management Journal, 1997 The purpose of this paper is to test empirically the impact of adverse selection and moral hazard on the Malaysian credit market. The paper develops a supply and demand function for credit in Malaysia by using monthly data over the period from January ...
Omar Marashdeh
doaj
Croatian SMEs: Current Stage and Prospect
The Journal of Entrepreneurial Finance, 2009 Small businesses in Croatia are recognized as a locomotive for economic restructuring and increase of rate of employment. Bank credits have become more accessible in Croatia for the SME sector following privatization by foreign banks, which now ...
Ljiljana Viducic +3 more
doaj +1 more source
Bank risk in uncertain times: do credit rationing and revenue diversification matter?
Journal of Business Finance & Accounting, 2022 Ashton de Silva +3 more
semanticscholar +1 more source
Organized Crime, Corruption, and Economic Growth
Journal of Regional Science, Volume 65, Issue 2, Page 535-560, March 2025.ABSTRACT In this paper, we study the relationship between organized crime, corruption, and economic growth on a data set from Italian regions for the period 1996–2013. Our working hypothesis is that organized crime can embezzle part of the public expenditure aimed at productive uses by threatening and bribing public officers. To assess the consequences
Tamara Fioroni +2 more
wiley +1 more source