Results 61 to 70 of about 1,233 (175)
The impact of population ageing on credit rationing in rural China
Based on the trend of ageing in rural populations, this study utilized the 2019 China Household Finance Survey data to theoretically and empirically analyze the rationing behavior of rural formal financial institutions in credit supply and demand.
Pengfei Liu
doaj +1 more source
The relationship between Bank Credits and Socioeconomic Indicators in Agricultural Sector: A Case Study of the Fars Province [PDF]
Bank credit is an important source for the finance in agricultural sector. Agricultural credit is expected to play a critical role in agricultural development. Since the banking system supplies lower interest loans, there is a higher demand for financing
Abdulhamid khosravi
doaj
Organized Crime, Corruption, and Economic Growth
ABSTRACT In this paper, we study the relationship between organized crime, corruption, and economic growth on a data set from Italian regions for the period 1996–2013. Our working hypothesis is that organized crime can embezzle part of the public expenditure aimed at productive uses by threatening and bribing public officers. To assess the consequences
Tamara Fioroni +2 more
wiley +1 more source
Credit rationing during credit supply shock: Insights from loan level data
This paper examines bank credit allocation under an exogenous shock to credit supply within a stable financial system. The paper utilizes proprietary loan-level data collected from all Israeli commercial banks to examine how massive drawdowns on ...
Noam Michelson
doaj +1 more source
Does Banking Diversity Matter for Credit Access? Evidence on SMES in Europe
ABSTRACT This paper investigates SMEs' access to credit from the perspective of the biodiversity argument in banking, a conceptual framework that has been largely overlooked in the literature. Using bank‐ and firm‐level data for eight European countries from 2014 to 2022, I empirically assess the role of bank diversity—measured by the Gini‐Simpson ...
Francesco Trivieri
wiley +1 more source
How Do Businesses Finance New Investment?
ABSTRACT This paper investigates how UK firms finance new investment and whether their choices follow a financing hierarchy consistent with leading theories of capital structure. Using a survey of 2886 firms conducted by the UK Department for Business and Trade and the Bank of England (2020–2023), we examine six financing sources: retained earnings ...
Marc Cowling +3 more
wiley +1 more source
The Dollar's Double Life: Not All Dollar Appreciations Are Born Equal for the Cross‐Currency Basis
ABSTRACT This paper revisits the relationship between the US dollar and cross‐currency basis (XCB) swap spreads. We show that the strength and direction of this relationship depend on the prevailing regime of the broad dollar. The evidence suggests that the well‐documented “dollar appreciates, basis widens” result holds primarily when the dollar is in ...
Daniel Felix Ahelegbey +2 more
wiley +1 more source
Vital yet Fragile: Informal Networks of Support Among Young People Navigating Long Covid
ABSTRACT Introduction Young people living with Long Covid face challenges accessing health care and social support. Previous qualitative research in the UK has described the ‘invalidation’ of Long Covid illness experience. It has been said that there is a ‘double invisibility’ produced by narratives that minimise the effects of Covid‐19 among young ...
Zaira Clarke +5 more
wiley +1 more source
Adverse Selection and Moral Hazard Effects in the Malaysian Credit Market: An Empirical Analysis
The purpose of this paper is to test empirically the impact of adverse selection and moral hazard on the Malaysian credit market. The paper develops a supply and demand function for credit in Malaysia by using monthly data over the period from January ...
Omar Marashdeh
doaj
Ao reconhecer a importância e as consequências da preferência pela liquidez dos bancos na criação e concessão do crédito, o trabalho analisa e discute uma instância particular e determinante da preferência pela liquidez: a de avaliação do custo de ...
Gabriel Caldas Montes +1 more
doaj +1 more source

