Results 221 to 230 of about 8,966,950 (288)

RETRACTED: Research on credit risk management of small and medium-sized enterprise in the industrial and commercial bank of China

The International Journal of Electrical Engineering & Education, 2021
As the largest commercial bank in China, ICBC is a typical representative of the electronic business of SMEs. However, the electronic business for SMEs has credit risks and needs to continuously strengthen the credit risk management for SMEs.
Ning Yida, Luo He-hua
semanticscholar   +1 more source

The Interactional Relationships Between Credit Risk, Liquidity Risk and Bank Profitability in MENA Region

Global Business Review, 2020
The purpose of this article is to investigate the relationship between credit risk, liquidity risks and bank profitability within the Middle East and North African (MENA) countries.
Hakimi Abdelaziz   +2 more
semanticscholar   +1 more source

Portfolio Credit Risk [PDF]

open access: possibleSSRN Electronic Journal, 1998
In order to take advantage of credit portfolio management opportunities, management must first answer several technical questions: What is the risk of a given portfolio? How do different macroeconomic scenarios, at both the regional and the industry sector level, affect the portfolio's risk profile? What is the effect of changing the portfolio mix? How
openaire   +1 more source

Corporate Social Responsibility and Credit Risk

Finance Research Letters, 2020
We study the effects of corporate social responsibility on credit risk for U.S. and European firms over the period 2003 to 2018. Differentiating between the various facets of corporate social responsibility shows that only environmental aspects reduce ...
C. Bannier, Yannik Bofinger, Björn Rock
semanticscholar   +1 more source

Mining Semantic Soft Factors for Credit Risk Evaluation in Peer-to-Peer Lending

Journal of Management Information Systems, 2020
While Peer-to-Peer (P2P) lending is rapidly growing, it is also accompanied by high credit risk due to information asymmetry. Besides conventional hard information, soft information also enters into the lending decision process.
Zhao Wang   +3 more
semanticscholar   +1 more source

Credit Risk-Mitigation Techniques and Credit Risk Protection

2022
Abstract This chapter assesses credit risk mitigation (CRM) techniques and credit risk protection. Managing the risk of default of bank counterparties is, if possible, the most important objective of banks engaged in lending. The lower the counterparty’s creditworthiness, the stronger the collateral must be for a bank to be prepared to ...
openaire   +2 more sources

Credit Risk and Credit Rationing

The Quarterly Journal of Economics, 1960
I. Approaches to credit rationing, 258. — II. The influence of credit risk on loan payoff, 259. — III. Implications for lender behavior and borrower access to credit, 267. — IV. The central bank's influence, 275.
openaire   +1 more source

Unemployment and credit risk

Journal of Financial Economics, 2016
Abstract Labor market frictions help explain the credit spread puzzle. In U.S. aggregate data and newly assembled U.S. industry-level and cross-country panel datasets, the relation between unemployment and credit risk is strong and positive. In a search model of equilibrium unemployment embedded with defaultable debt and capital accumulation, search ...
openaire   +1 more source

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