Results 1 to 10 of about 24,912 (147)
Credit Risk Modeling Using Transfer Learning and Domain Adaptation
Frontiers in Artificial Intelligence, 2022 In the domain of credit risk assessment lenders may have limited or no data on the historical lending outcomes of credit applicants. Typically this disproportionately affects Micro, Small, and Medium Enterprises (MSMEs), for which credit may be ...
Hendra Suryanto +5 more
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IMPLICATIONS OF CREDIT RISK TRANSFER ON BANK PERFORMANCES [PDF]
Economy and Sociology, 2015 The impact of the financial crisis has demonstrated the fragility of the banking sector and the need to implement new technologies that would allow not only insurance against the most important credit risk - credit risk, but development of lending ...
Victoria COCIUG +1 more
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Investigation on the credit risk transfer effects on the banking stability and performance
Cogent Economics & Finance, 2022 Considered among of the main causes of the 2007 financial crisis, the credit risk transfer activities deserve nowadays particular attention. This study discusses the continuous effectiveness of the credit risk transfer activities by investigating their ...
R. Younes
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A Study of the Influence and Influence of Factors Affecting the Stability of the Banking System in Selected Countries of the Mena Region [PDF]
مجله توسعه و سرمایه, 2021 Objective: Banking, by its very nature, involves a wide range of risks. Banking supervisors should identify their risks and evaluate and manage them. Therefore, the factors affecting banking stability should be identified and applied in proportion to the
Babak Kouhi leilan +3 more
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Credit Risk Transfer and Contagion [PDF]
SSRN Electronic Journal, 2005 Some have argued that recent increases in credit risk transfer are desirable because they improve the diversification of risk. Others have suggested that they may be undesirable if they increase the risk of financial crises. Using a model with banking and insurance sectors, we show that credit risk transfer can be beneficial when banks face uniform ...
Allen, Franklin, Carletti, Elena
openaire +4 more sources
Research on Contagion and the Influencing Factors of Personal Credit Risk based on a Complex Network
Discrete Dynamics in Nature and Society, 2022 With the digital transformation of commercial banks and the online transfer of credit transactions, the relationship between credit subjects tends to be complex, and personal credit risk management is facing challenges.
Xin Sui +3 more
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Cross-Domain Credit Default Prediction via Interpretable Ensemble Transfer
International Journal of Crowd Science, 2023 The evaluation and prediction of credit risk have always been a research hotspot to ensure the healthy and orderly development of the credit market. Most researchers use deep learning to predict credit risk.
Zhida Shang +5 more
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Credit Risk Transfer and Bank Competition [PDF]
SSRN Electronic Journal, 2009 Abstract We present a banking model with imperfect competition in which borrowers’ access to credit is improved when banks are able to transfer credit risks. However, the market for credit risk transfer (CRT) works smoothly only if the quality of loans is public information.
Hendrik Hakenes, Isabel Schnabel
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The role of the guarantee industry in strengthening MSMEs in indonesia during pandemic Covid 19
JPPI (Jurnal Penelitian Pendidikan Indonesia), 2022 Credit guarantees carried out by banks with the Credit Guarantee Agency in this case are the Indonesian Credit Guarantee Corporation (PT Jamkrindo) and PT (Persero) Indonesian Credit Insurance (PT Askrindo) such as a guarantee mechanism so that if there ...
Resista Vikaliana +3 more
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Agriculture, 2022 This paper investigates how grain subsidy policy (GSP) in farmland transfer affects farmers’ green production behavior (FGPB) for promoting green agricultural development and improving grain subsidy policy.
Shilei Pan +4 more
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