Results 111 to 120 of about 39,092 (241)
Banks of a Feather: The Informational Advantage of Being Alike
Journal of Money, Credit and Banking, EarlyView.Abstract Banks lend more to banks that are similar to them. Using data from the German credit register and proprietary supervisory data on the quality of banks' loan portfolio, we show that a similar portfolio of the lending and borrowing bank helps to overcome information asymmetries in interbank markets.
PETER BEDNAREK +3 more
wiley +1 more source
APPLICATION OF RECURSIVE PARTITIONING TO AGRICULTURAL CREDIT SCORING [PDF]
Recursive Partitioning Algorithm (RPA) is introduced as a technique for credit scoring analysis, which allows direct incorporation of misclassification costs.
LaDue, Eddy L., Novak, Michael P.
core +1 more source
Real Effects of Exchange Rate Depreciation: The Roles of Bank Loan Supply and Interbank Markets
Journal of Money, Credit and Banking, EarlyView.Abstract Using matched bank–firm‐level data and estimating difference‐in‐differences regressions around the 2014 depreciation of the euro, we show that exchange rate depreciations can lead to higher loan supply by raising banks' net worth. We focus on a new channel, interbank lending from large banks with high net dollar exposure to small banks without
THORSTEN BECK +3 more
wiley +1 more source
Conditions for reducing non-repayment of loans
Вестник Северо-Кавказского федерального университетаIntroduction. In the modern world of banking business, an important area is the procedure for reducing non-repayment of loans, since large volumes of non-returned loan funds entail negative consequences in the financial activities of the bank. Currently,
O. I. Ditsulenko +3 more
doaj +1 more source
Corporate investment and cash flow sensitivity: what drives the relationship? [PDF]
The excess sensitivity of investment to cash flow has been demonstrated in numerous studies. Recent research has identified differences in the degree of sensitivity across countries, which it ascribes to the nature of the lender-borrower relationship in ...
Mizen, Paul, Vermeulen, Philip
core
Journal of Consumer Affairs, EarlyView.Abstract A deficiency in financial knowledge often precipitates costly financial choices, affecting consumers' behavior and decision‐making. We delve into how financial acumen influences borrower discouragement by utilizing data from the U.S. Federal Reserve's Survey of Household Economics and Decision‐Making (2017–2022). Discouraged borrower describes
Anoosheh Rostamkalaei +2 more
wiley +1 more source
The Uncertainties in the World of Microfinance
DisclosureDespite the shifts and shocks, microfinance overcomes the obstacles by making adjustments for the people. The most crucial principle is to ensure people get what they want and need for their businesses.
Nur Aifiah Binti Ibrahim
doaj +1 more source
FinTech Lending and Cashless Payments
The Journal of Finance, EarlyView.ABSTRACT Borrowers' use of cashless payments improves their access to capital from FinTech lenders and predicts a lower probability of default. These relationships are stronger for cashless technologies providing more precise information, and for outflows. Cashless payment usage complements other signals of borrower quality.
PULAK GHOSH, BORIS VALLEE, YAO ZENG
wiley +1 more source
The cost of firms' debt financing [PDF]
, 2013 We provide an assessment of the determinants of the risk remia paid by non-financial corporations on long-term bonds. By looking at 5,500 issues over the period 2005-2012, we find that in recent years the sovereign debt market turbulence has been a major
Pianeselli, Daniele, Zaghini, Andrea
core
Bank Monitoring with On‐Site Inspections
The Journal of Finance, EarlyView.ABSTRACT Using proprietary transaction‐level data on nonsyndicated construction loans, we provide some of the first empirical evidence on the drivers and consequences of bank monitoring through on‐site inspections. Banks trade off monitoring intensity with favorable origination terms.
Amanda Rae Heitz +2 more
wiley +1 more source