Results 141 to 150 of about 7,381 (273)

Learning in the Limit: Income Inference from Credit Extensions

The Journal of Finance, EarlyView.
ABSTRACT Combining a randomized controlled trial with administrative and survey data, this paper shows that credit limit extensions significantly increase total spending and income expectations. By controlling for changes in personal income expectations, the spending response to credit limit extensions weakens by approximately 30%.
XIAO YIN
wiley   +1 more source

Credit risks in long-term care: a novel assessment of private long-term care institutions for sustainable development under the silver economy in China. [PDF]

Front Public Health
Gu Z, Serban AC, Lv J, Lytras MD, Wang P.   +4 more
europepmc   +1 more source

Modelling Municipal Creditworthiness by Hierarchical Structures of Fuzzy Inference Systems

, 2008
:- The paper presents the design of municipal creditworthiness parameters. Municipal creditworthiness modelling is realized by fuzzy logic based systems.
Petr Hájek, Vladimír Olej
core  

The Rising Tide Lifts Some Interest Rates: Climate Change, Natural Disasters, and Loan Pricing

The Journal of Finance, EarlyView.
ABSTRACT Banks adjust loan spreads after observing natural disasters linked to climate change. We isolate this updating process by identifying loans to borrowers at risk of, but not directly affected by, such disasters. Loan spreads for these borrowers spike in both primary and secondary markets, while no such updating occurs for non–climate‐related ...
RICARDO CORREA, AI HE, CHRISTOPH HERPFER, UGUR LEL   +3 more
wiley   +1 more source

Biodiversity loss will decrease the future creditworthiness of nations. [PDF]

Nat Ecol Evol
Agarwala M, Burke M, Klusak P, Kraemer M, Volz U, Sovacool BK.   +5 more
europepmc   +1 more source

How Do SMEs Respond to Deglobalization? Insights from Italian SMEs in the Interwar Period (1936–1943)

Journal of Management Studies, EarlyView.
Abstract This study investigates how small and medium‐sized enterprises (SMEs) respond to deglobalization and economic nationalism, using historical evidence from fascist Italy, a period of autarky and restricted international trade. While prior research has focused primarily on larger firms, especially multinational enterprises (MNEs), the strategic ...
Valeria Giacomin, Francesco Romagnoli
wiley   +1 more source

Determinants of mobile money loan disbursements: Evidence from Uganda's post pandemic digital credit boom. [PDF]

PLoS One
Katusiime L, Agbola FW.
europepmc   +1 more source

AI Presents Both Problems and Opportunities for Minorities

Journal of Management Studies, EarlyView.
Abstract The recent Point article by Wu (2026) calls for a better understanding of factors that could lead to the development of AI systems that are likely to perpetuate social inequality. The Point article introduces the idea that computational beliefs interact with computational inequalities in a more systematic manner that develops AI systems which ...
María del Carmen Triana, Arun Upadhyay
wiley   +1 more source

The impact of tournament incentives on corporate credit repair: Evidence from China. [PDF]

PLoS One
Wang J, You Y, Dong Y, Guo R.
europepmc   +1 more source

Assessment of creditworthiness of the loan recipient

, 2006
Bankai, išduodami paskolas juridiniams asmenims, jas apdraudžia. Tačiau tai yra tik vienas paskolos gavėjo kreditingumo įvertinimo proceso elementų. Norint sumažinti paskolų išdavimo riziką bei probleminių paskolų skaičių banko paskolų portfelyje, būtina
Aleknevičienė, Vilija, Jatkūnaitė, Dalia   +1 more
core