Results 161 to 170 of about 7,381 (273)

Self-selection and discrimination in credit markets [PDF]

This paper increases understanding of the causes and consequences of discrimination in credit markets. It develops an underwriting model in which lenders use a simple Bayesian updating process to evaluate applicant creditworthiness.
Stanley D. Longhofer, Stephen R. Peters
core  

An Analysis of Proactive State Monitoring of Local Government Debt Issuance

Public Budgeting &Finance, EarlyView.
Abstract Debt monitoring rules are a type of fiscal rule that allows states to proactively oversee their local government borrowing. This study examines how these rules impact local borrowing costs using a mixed‐methods approach. It reviews state codes to classify debt monitoring features and creates a rigor index to measure state involvement.
Justina Jose
wiley   +1 more source

Financing a Private Practice: A Practical Framework for Plastic Surgeons. [PDF]

Plast Reconstr Surg Glob Open
Mosca N, Zeitouni F, Tierney M, Via EC, Wirth PJ, Attaluri PK, Rao VK.   +6 more
europepmc   +1 more source

Resilience as a Fiscal Input: County Financial Condition in an Open Systems Framework

Public Budgeting &Finance, EarlyView.
Abstract This study explores how community resilience shapes local fiscal health by integrating the Baseline Resilience Indicators for Communities (BRIC) into an open‐systems framework of public finance. Using financial data from U.S. counties for fiscal years 2016 and 2021, we examined whether the six BRIC domains explain variation in operating ...
Jungmin Hwang, Junghwa Choi, Sojin Jang, Craig S. Maher   +3 more
wiley   +1 more source

Divergence and aggregation of ESG ratings: A survey. [PDF]

Open Res Eur
Agosto A, Tanda A.
europepmc   +1 more source

Refinancing Federal Loans to Support Transportation Infrastructure: Lessons From the COVID‐19 Pandemic

Public Budgeting &Finance, EarlyView.
Abstract The COVID‐19 pandemic exposed critical vulnerabilities in U.S. transportation infrastructure, resulting in widespread project delays, suspensions, and cancellations. In response, borrowers turned to refinancing to mitigate revenue shortfalls and benefit from historically low interest rates. This paper analyzes the surge in refinancing activity
Muhammet Mustafa Sever, Jonathan L. Gifford, Carter B. Casady   +2 more
wiley   +1 more source

The importance of change communication and state motivation when adapting to changes. [PDF]

Scand J Psychol
Stasielowicz L.
europepmc   +1 more source

Governing Credit in the Digital Age: Public Perceptions and Engagement in China's Credit Systems

Regulation &Governance, EarlyView.
ABSTRACT There is a global trend toward embedding personal credit systems and their scoring mechanisms within broader governance infrastructures. A prominent and controversial example is China's Social Credit System (SCS), which plays a central role in the country's data‐driven financial and social governance.
Mo Chen, Carmen Loefflad, Jens Grossklags   +2 more
wiley   +1 more source

The role of government in helping SMEs to access finance: An evolutionary game modeling and simulation approach. [PDF]

PLoS One
Mei Z, Zhang J, Zhou Q.
europepmc   +1 more source

INTERNATIONAL EXPERIMENTS IN ASSESSING CREDITWORTHINESS

Assessing creditworthiness has become a critical element in financial systems worldwide, particularly as economies globalize and the demand for cross- border financial services grows. The evaluation of creditworthiness, or the ability of a borrower to repay debt, plays a significant role in maintaining the stability of financial institutions and ...
openaire   +1 more source