Results 181 to 190 of about 7,381 (273)

Responsible Artificial Intelligence for Earth observation: human rights and the EU AI act. [PDF]

AI Ethics
Gevaert CM, Šćepanović S, Bernaz N, Taubenböck H, Kochupillai M.   +4 more
europepmc   +1 more source

Optimizing preferential rate in retail lending with causal inference and domain adaptation

AI Magazine, Volume 47, Issue 3, Fall 2026.
Abstract In retail lending, offering preferential interest rates is a core marketing instrument for balancing customer acquisition with portfolio profitability. Accurately predicting the effect of interest‐rate discounts for each customer is pivotal for optimizing the discount strategy: offering overly generous discounts erodes margins, while ...
Jimyung Choi, Yujin Lee, Hyeryeong Oh, Sumin Shin, Jaehyun Kim, Wooyoung Kim, Kee‐Eung Kim   +6 more
wiley   +1 more source

SMART: Structured Missingness Analysis and Reconstruction Technique for credit scoring. [PDF]

Sci Rep
Han S, Jung H, Yoo PD.
europepmc   +1 more source

From Cure Rate Models to Explainable Survival Analysis: SurvSHAP Based Insights for Credit Risk

Applied Stochastic Models in Business and Industry, Volume 42, Issue 5, September/October 2026.
ABSTRACT This study proposes a unified credit risk framework that combines mixture cure rate models with time‐varying SurvSHAP(t) explanations. The model separates the risk of default into incidence submodel (whether default occurs) and latency submodel (when default occurs among susceptibles).
Jacob Majakwara
wiley   +1 more source

ESG Integration and Market Power: A Stochastic Frontier Approach to Loan‐Output Lerner Index and Nonlinear Evidence From GCC Banking Markets

Business Strategy &Development, Volume 9, Issue 3, September 2026.
ABSTRACT Environmental, Social, and Governance (ESG) integration requires substantial investment in human capital, environmental infrastructure, responsible banking practices, and governance and risk management frameworks. These investments may enhance bank credibility, reduce information asymmetry, and improve credit allocation efficiency, thereby ...
Abdullah Aldousari
wiley   +1 more source

Cut them some slack: Examining the effects of slack resources on the hospital workforce. [PDF]

Health Care Manage Rev
van de Baan F, Hameleers N, Gifford R, Fleuren B, Ruwaard D, Westra D.   +5 more
europepmc   +1 more source

Greenhouse Gas Emissions and Cost of Debt: Evidence From European Firms Under Mandatory and Voluntary Disclosure

Business Strategy and the Environment, Volume 35, Issue 6, Page 8297-8310, September 2026.
ABSTRACT Considering the growing attention to sustainability and the increasing regulatory pressure in the European landscape, this study evaluates whether greenhouse gas emissions affect firms' cost of debt. A panel regression was conducted from 2021 to 2024 on two samples of European firms.
Daniela Cicchini, Pasquale De Luca, Salvatore Principale, Chiara Signore   +3 more
wiley   +1 more source

A study of blockchain-based liquidity cross-chain model. [PDF]

PLoS One
Han Y, Wang C, Wang H, Yang Y, Wang X.
europepmc   +1 more source

Green Talk, Costly Walk: The Financial Cost of Greenwashing

Business Strategy and the Environment, Volume 35, Issue 6, Page 8589-8609, September 2026.
ABSTRACT This study investigates the financial consequences of greenwashing, operationalized as the misalignment between ESG disclosure and actual ESG performance. While prior research has explored the reputational and ethical dimensions of greenwashing, its impact on firms' cost of debt remains underexamined.
S. Taddeo, A. Regoli, O. Weber, R. Carè
wiley   +1 more source

Patterns of systemic problems in Ghana's poultry value chain: A group model building approach.

J Agric Food Res
Aboah J, Enahoro D, Mensah C, Agyemang NA, Kondo E, Ayertey D.   +5 more
europepmc   +1 more source