Transforming credit risk evaluation in digital lending from black box models to transparent decisions. [PDF]
Mohammad AAS +7 more
europepmc +1 more source
The currency risk challenge in African power finance: Structures, politics, and emerging responses
Abstract Motivation Achieving Africa's energy and infrastructure goals requires unprecedented investment, but reliance on foreign currencies in project finance exposes governments and utilities to systemic currency risk. Purpose This article explores the structural, financial, and political economy dimensions of currency mismatch in African power ...
Wikus Kruger, Danny Cassimon
wiley +1 more source
The impact of trade frictions on the financial vulnerability of Chinese households. [PDF]
Xue X, Hao Y, Feng J, Han L.
europepmc +1 more source
ABSTRACT This study examines whether public data availability improves corporate ESG performance. Exploiting the rollout of China's data‐sharing platforms as a quasi‐natural experiment, we find that platform adoption significantly enhances firms' ESG outcomes. Treated firms exhibit lower toxic emissions, higher labor income shares and charitable giving,
Lixing Deng +3 more
wiley +1 more source
Using a genetic backpropagation neural network model for credit risk assessment in the micro, small and medium-sized enterprises. [PDF]
Chen B, Jin W, Lu H.
europepmc +1 more source
Character and creditworthiness: Unveiling the role of job titles in peer‐to‐peer lending
Abstract Using data from the Prosper lending platform, we examine the influence of job‐based trust on credit market dynamics. We find that the generalized trust implied by borrowers' job titles, as a reflection of individuals' ethical and integrity standards in professionals, positively affects listing and loan performance.
Zagdbazar Davaadorj +2 more
wiley +1 more source
Unlocking private finance for nature: Addressing barriers and reframing risk-return dynamics. [PDF]
Sheikh HA +3 more
europepmc +1 more source
Determinants of Sustainable Finance Flows: A Literature Review
ABSTRACT Sustainable finance is defined as capital mobilized that explicitly integrate environmental, social, and governance (ESG) objectives alongside traditional financial metrics. It differs from conventional finance in their dual pursuit of financial and sustainability outcomes.
Akin A. Cilekoglu, Fatih Yilmaz
wiley +1 more source
Quantum computing in finance: a literature review and future directions for trustworthy financial AI. [PDF]
Muzzioli S +4 more
europepmc +1 more source

