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Role of risk disclosure on creditworthiness and driving forces of risk disclosure of banks: Islamic vs conventional banks

International Journal of Islamic and Middle Eastern Finance and Management, 2023
Purpose This study aims to examine the effect of risk disclosure (RD) on commercial banks’ credit rating (CR) in the context of Bangladesh. It also explores the factors influencing RD in both Islamic and conventional banks.
Md. Bokhtiar Hasan, PhD   +4 more
semanticscholar   +1 more source

The Effects of Behavioral Factors on the Creditworthiness of Small-Scale Enterprises

Research Anthology on Small Business Strategies for Success and Survival, 2021
This chapter uses the relationship between behavioral factors and the creditworthiness of small-scale enterprises to increase access of SMEs to credit facilities.
D. Shevchenko, Ellah Igoche Godwin
semanticscholar   +1 more source

Creditworthiness and access to finance of SMEs in Malaysia: do linkages with large firms matter?

, 2020
This study investigates the influence of inter-firm linkages between small and medium enterprises (SMEs) and large firms on the relationship between an SME's creditworthiness and its access to finance.,Survey questionnaire was distributed to 456 SMEs in ...
Shaista Wasiuzzaman   +3 more
semanticscholar   +1 more source

Biases in Appraising Creditworthiness

International Journal of Bank Marketing, 1992
In the mid 1970s two psychologists, Kahneman and Tversky, isolated three major aspects of heuristics which induce biases in our decisions, which they termed as: (1) representativeness, (2) availability and (3) anchoring. An example of the bias within the representativeness heuristic is the underutilization of base rates.
Bala Shanmugam, Philip Bourke
openaire   +1 more source

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