Results 41 to 50 of about 1,136 (230)
Credit Risk Prediction Based on Psychometric Data
Computers, 2023 In today’s financial landscape, traditional banking institutions rely extensively on customers’ historical financial data to evaluate their eligibility for loan approvals.
Eren Duman, Mehmet S. Aktas, Ezgi Yahsi
doaj +1 more source
The Creditworthiness of the Poor: A Model of the Grameen Bank [PDF]
SSRN Electronic Journal, 2010 This paper analyzes the role of expected income in entrepreneurial borrowing. We claim that poorer individuals are safer borrowers because they place more value on the relationship with the bank. We study the dynamics of a monopolistic bank granting loans and taking deposits from overlapping generations of entrepreneurs with different levels of ...
Michal Kowalik, David Martinez-Miera
openaire +2 more sources
The Influence of ESG Controversies on Financing Costs for European Companies: Does Culture Matter?
Business Strategy and the Environment, EarlyView.ABSTRACT This study examines the relationship between environmental, social, and governance (ESG) controversies and corporate financing costs, focusing on the moderating effect of national culture. It analyzes European companies listed on the STOXX 600 Index from 2016 to 2023.
Souad Brinette +2 more
wiley +1 more source
About enterprise credit in the innovation economy
Путеводитель предпринимателя, 2020 The article analyzes the existing foreign and domestic practice, approaches to the diagnosis of the creditworthiness of companies. It submitted a detailed study rated borrowers creditworthiness.
Yu. V. Kuzminykh, T. V. Shmulevich
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Elektronički Zbornik Radova Veleučilišta u Šibeniku, 2021 It is well known that in the Croatian economy very little attention is paid to business analysis and business risk management. Also, incompetence and inadequate expertise of top management, as well as superficial and insufficiently professional ...
Andrea Vareško
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Board Gender Diversity and Environmental Credit Risk in Banking: A Global Study of Bank Governance
Business Strategy and the Environment, EarlyView.ABSTRACT This study investigates the relationship between board gender diversity and environmental credit risk in the global banking sector. Using a panel dataset of 345 publicly listed banks from 75 countries over the period 2018–2022, we find that greater female representation on bank boards is significantly associated with lower environmental credit
Kenza Mouti +2 more
wiley +1 more source
Significance of universal methodology for assessing borrower's creditivity
Вестник Северо-Кавказского федерального университетаIntroduction. One of the main problems in the activities of commercial banks is the risk of non-repayment of loans, as a result of which the amount of banking profit decreases and the risk of bankruptcy arises.Goal.
O. I. Ditsulenko +3 more
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Business Strategy and the Environment, EarlyView.ABSTRACT Whether corporate carbon management can enhance productive efficiency is central to firms' long‐term competitiveness and determines whether carbon reduction efforts can be sustained beyond regulatory compliance. This study examines how corporate carbon risk and opportunity management affects firm productivity (measured by total factor ...
Nan Huang, Hanlu Fan, Ruoxin Zhu
wiley +1 more source
Development of company's creditworthiness analysis model based on the characteristics of the national market [PDF]
Industrija, 2019 The main issue for all creditors in the Republic of Serbia is how to effectively lend to companies, with adequate increase of rate of return. Namely, domestic creditors are using traditional credit analysis methods, which are very slow and very expensive,
Ilić Miloš +2 more
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Business Strategy and the Environment, EarlyView.ABSTRACT Research on ESG controversies has expanded rapidly, but findings remain fragmented and lack a unifying perspective. This study conducts a PRISMA‐guided, framework‐based systematic review of 68 empirical articles published between 2018 and 2025 (May) to synthesize the main determinants and consequences of ESG controversies.
Cristina Alexandrina Ştefănescu +1 more
wiley +1 more source