Results 21 to 30 of about 1,136 (230)
The article considers the role of liabilities in the formation of assets used as resources of creditors for carrying out economic activities of an enterprise.
O.V.
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Short Financial Diagnosis for a Transport Entity
In order to develop the present article, we selected a transport entity listed on the Bucharest Stock Exchange and financially diagnosed over three consecutive years, from 2018 to 2020, through structural ratios, creditworthiness indicators (liquidity ...
Bogdan Cosmin GOMOI
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Corporate Governance and Corporate Creditworthiness [PDF]
We examine the relation between corporate governance and bankruptcy risk as an underlying force affecting a bond’s yield. The level of corporate governance is captured by the G-index, along with the explicit groups of governance provisions. We estimate bankruptcy risk by Z-score, by cash-flow-score, by O-score, through Merton structural model default ...
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Time Discounting Predicts Creditworthiness
In the recent subprime crisis, many individuals defaulted on their loans. Though the institutional sources of defaulting and delinquencies were much debated in the aftermath of the crisis, much less attention was given to individual differences in defaulting behavior. How do individuals decide whether to repay borrowed money?
Meier, Stephan, Sprenger, Charles D.
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Purpose: The motivation of this study is to explore the significant determinants of consumers’ creditworthiness which support the development of a credit scoring model as non-performing loans are a major problem in lending institutions.
R. P. S. Nadeesha, P. W. G Madhushani
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The Technical Efficiency of Russian Retail Companies: An Empirical Analysis
This study focuses on the technical efficiency analysis of Russian retail companies over the period 2011–2015. The main objective is to assess technical efficiency and to reveal factors that affect the efficiency and creditworthiness of this important ...
Elena Rogova, Alina Blinova
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How are the Firms’ Innovative Activities and Credit Rating Signals Received in the Market?
Firm innovativeness and financing capacity are critical signals to stakeholders as they are key drivers of firm performance and competitiveness and indicate the firm's ability to fund its operations and growth initiatives. Based on signaling theory, this
Jeongbin Whang
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PREDICTION OF COOPERATIVE LOAN FEASIBILITY USING THE K-NEAREST NEIGHBOR ALGORITHM
Approval of credit lending to cooperative members without proper feasibility analysis can cause credit problems, cooperatives such as late payment of installments, and an increase in bad credit which can threaten the survival of the cooperative as a ...
Roviani Roviani +2 more
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ANALYSIS OF THE COMPANY DEBTOR’S SOLVENCY AS A FACTOR OF FINANCIAL SUSTAINABILITY OF A TRADE COMPANY
The article is devoted to the approaches to analyze the solvency of companies debtors. The system of indicators and ratios is proposed to analyze the financial position of companies debtors.The subject of credit analysis is closely related to the ...
ELENA Gerasimova
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THE USE OF FUZZY LOGIC WHILE MODELING THE CREDITWORTHINESS OF LEGAL ENTITIES
The purpose of the article is to develop a methodological approach to support the decision-making process in determining the creditworthiness of legal entities, as well as to create economic mathematical models based on this approach using the theory of
Olga Palamarchuk
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