Results 1 to 10 of about 1,136 (230)
The Impact of Reviewers' Creditworthiness on Consumers' Purchase Intention in Edge Path: Implications for the Coronavirus Disease 2019 Pandemic [PDF]
Frontiers in Public Health, 2020 Reviewers' creditworthiness is an important edge clue in the elaboration likelihood model (ELM). This paper takes the online travel booked by consumers as an example and uses the questionnaire data of 417 outbound passengers from Guangzhou Baiyun ...
Chen Limei, Liu Wei
exaly +4 more sources
Considerations on the regulation of AI systems in the financial sector by the AI Act [PDF]
Frontiers in Artificial Intelligence, 2023 The proposal for the Artificial Intelligence regulation in the EU (AI Act) is a horizontal legal instrument that aims to regulate, according to a tailored risk-based approach, the development and use of AI systems across a plurality of sectors, including
Gabriele Mazzini, Filippo Bagni
doaj +2 more sources
Applied Sciences (Switzerland), 2022 This article considered the problem of determining the creditworthiness of an enterprise operating in the field of trade and services. The assessment of the creditworthiness of borrowers, particularly small businesses, needs to be more careful: the level
Ulzhan Makhazhanova +2 more
exaly +3 more sources
Assessments of Creditworthiness of Crafts in Croatia [PDF]
Economic Research-Ekonomska Istrazivanja, 2013 The main purpose of the paper is to analyse financial reporting practice in the craft sector and to assess the quality of the financial and qualitative data available. For this purpose, the credit scoring as methodology was used. Here, evaluation of the information produces model which is enabling the crafts’ creditworthiness assessment.
Budimir, Tomislav, Aralica, Zoran
exaly +5 more sources
Mathematics, 2021 This research deals with the challenge of reducing banks’ credit risks associated with the insolvency of borrowing individuals. To solve this challenge, we propose a new approach, methodology and models for assessing individual creditworthiness, with ...
Ekaterina V Orlova
exaly +3 more sources
An Econometric analysis of IBRD creditworthiness [PDF]
International Economic Journal, 2004 This paper finds that one can econometrically ascertain the determinants of default to the International Bank for Reconstruction and Development (IBRD) through panel logit analysis. Creditworthiness is found to be determined by political and external factors in addition to economic variables.
exaly +2 more sources
Assessment of consumers’ creditworthiness
ERA Forum, 2019 Creditworthiness assessment is a valuable tool in avoiding irresponsible lending. Both the Consumer Credit Directive and the Mortgage Credit Directive provide for the requirement of a creditworthiness assessment before the conclusion of the credit agreement.
exaly +3 more sources
Problems of determining the borrower's creditworthiness
Фінансово-кредитні системи: перспективи розвитку., 2023 This article addresses the challenges associated with determining the borrower's creditworthiness. The authors define the borrower's creditworthiness as the ability to timely and fully meet debt obligations to the lender.
Oleksii Miroshnyk +2 more
doaj +1 more source
PEMBELAJARAN MESIN UNTUK MENILAI KELAYAKAN KREDIT PROYEK RETROFIT: MULTINOMIAL LOGIT
Akuntansi dan Teknologi Informasi, 2022 Creditworthiness assessment was one of the first areas to apply machine learning techniques in economics. The creditworthiness of retrofit protection was vital for ESCO in determining the credit scoring.
Eka Sudarmaji +2 more
doaj +1 more source
The effect of interest rates on credit access for small and medium-sized enterprises: A South African perspective [PDF]
Banks and Bank Systems, 2023 This study investigates the effect of interest rates on credit access for small and medium-sized enterprises (SMEs) in South Africa. The study employs a quantitative research design, using data collected from 200 SMEs in South Africa.
Thabiso Sthembiso Msomi
doaj +1 more source