Results 51 to 60 of about 39,092 (241)
About enterprise credit in the innovation economy
Путеводитель предпринимателя, 2020 The article analyzes the existing foreign and domestic practice, approaches to the diagnosis of the creditworthiness of companies. It submitted a detailed study rated borrowers creditworthiness.
Yu. V. Kuzminykh, T. V. Shmulevich
doaj
A Markov approach to credit rating migration conditional on economic states
Canadian Journal of Statistics, EarlyView.Abstract We develop a model for credit rating migration that accounts for the impact of economic state fluctuations on default probabilities. The joint process for the economic state and the rating is modelled as a time‐homogeneous Markov chain. While the rating process itself possesses the Markov property only under restrictive conditions, methods ...
Michael Kalkbrener, Natalie Packham
wiley +1 more source
Significance of universal methodology for assessing borrower's creditivity
Вестник Северо-Кавказского федерального университетаIntroduction. One of the main problems in the activities of commercial banks is the risk of non-repayment of loans, as a result of which the amount of banking profit decreases and the risk of bankruptcy arises.Goal.
O. I. Ditsulenko +3 more
doaj +1 more source
Effect of Prudential Policies on Sovereign Bond Markets: Evidence From the ASEAN‐4 Countries
International Journal of Finance &Economics, EarlyView.ABSTRACT This paper examines the effects of prudential policies on the sovereign vulnerability of ASEAN‐4 countries. We measure sovereign vulnerability within the network connectedness of sovereign bonds between ASEAN‐4 countries (Indonesia, Malaysia, the Philippines and Thailand) and six other countries (the US, the UK, the European Union, China ...
Joshua Aizenman +4 more
wiley +1 more source
Development of company's creditworthiness analysis model based on the characteristics of the national market [PDF]
Industrija, 2019 The main issue for all creditors in the Republic of Serbia is how to effectively lend to companies, with adequate increase of rate of return. Namely, domestic creditors are using traditional credit analysis methods, which are very slow and very expensive,
Ilić Miloš +2 more
doaj
Will they repay their debt? Identification of borrowers likely to be charged off
Management şi Marketing, 2020 Recent increase in peer-to-peer lending prompted for development of models to separate good and bad clients to mitigate risks both for lenders and for the platforms.
Caplescu Raluca Dana +3 more
doaj +1 more source
Estimating creditworthiness using profit modeling [PDF]
IOP Conference Series: Materials Science and Engineering, 2021 Abstract The recent advancements in machine learning have enabled retail credit issuers to predict a customer’s net present value using behavioral and profit-based modeling approaches. The objective of this research is to curtail the risk associated with credit card underwriting which typically helps in deciding whether an applicant is ...
openaire +1 more source
Alternative Price Dynamics and Valuation of Flexible Strategies
International Journal of Finance &Economics, EarlyView.ABSTRACT In this article, we study the optimal operational strategy of production projects. We investigate different underlying price models and determine the optimal barriers of transition to suspension, recovery, or irreversible abandonment of productive activity.
Cristina Bertolosi +2 more
wiley +1 more source
“FUND” LENDING AS AN EFFECTIVE TOOL OF STATE SUPPORT FOR FARMERS
Финансы: теория и практика, 2018 The article is devoted to the topical problem of the development of agro-industrial complex, in particular, the development of the novelty model of agricultural lending. Experience of crediting of agriculture inRussiasince 1992 till now is considered. We
A. V. Tikhonova
doaj +1 more source
Scoring Aave Accounts for Creditworthiness
, 2022 Scoring the creditworthiness of accounts that interact with decentralized financial (DeFi) protocols remains an important yet unsolved problem. In this paper, we propose a credit scoring system for those accounts that have interacted with the Aave v2 liquidity protocol.
Wolf, Will +4 more
openaire +2 more sources