Results 51 to 60 of about 44,064 (279)
Smart Credit Card Approval Prediction System using Machine Learning [PDF]
E3S Web of ConferencesThis project focuses on automating the credit card application assessment process using advanced machine learning techniques, including Random Forest, Gradient Boosting, SVMs, Logistic Regression, Regularization Methods, and Hyperparameter Tuning.
Babu K. +5 more
doaj +1 more source
Integrating with Their Feet: Cross-Border Lending at the German-Austrian Border [PDF]
, 2008 The current economic policy discussion on financial integration in the European Union concentrates on cross-border mergers. We study the impact of cross-border lending in a theoretical model where banks acquire either hard or soft information on ...
Fidrmuc, Jarko, Hainz, Christa
core +3 more sources
Gender Bias Claims in Farm Service Agency's Lending Decisions
Journal of Agricultural and Resource Economics, 2009 This study analyzes the courts' denial of women farmers' motion for class-action certification of their lawsuits alleging gender discrimination in Farm Service Agency (FSA) lending decisions.
Cesar L. Escalante +2 more
doaj +1 more source
Business Strategy and the Environment, EarlyView.ABSTRACT This study assesses the degree of alignment with and eligibility to the EU Taxonomy of non‐financial firms and investigates its relationship with their Cost of Debt (CoD). The empirical analysis is based on a sample of 306 non‐financial firms listed on the Stoxx Europe 600 Index across 15 European countries. Taxonomy‐related data were manually
Fabio Rizzato +3 more
wiley +1 more source
Business Strategy and the Environment, EarlyView.ABSTRACT Considering the growing attention to sustainability and the increasing regulatory pressure in the European landscape, this study evaluates whether greenhouse gas emissions affect firms' cost of debt. A panel regression was conducted from 2021 to 2024 on two samples of European firms.
Daniela Cicchini +3 more
wiley +1 more source
Green Talk, Costly Walk: The Financial Cost of Greenwashing
Business Strategy and the Environment, EarlyView.ABSTRACT This study investigates the financial consequences of greenwashing, operationalized as the misalignment between ESG disclosure and actual ESG performance. While prior research has explored the reputational and ethical dimensions of greenwashing, its impact on firms' cost of debt remains underexamined.
S. Taddeo, A. Regoli, O. Weber, R. Carè
wiley +1 more source
THE RELATIONSHIP BETWEEN CREDITWORTHINESS AND STOCK MARKET DEVELOPMENT OF OIL-EXPORTING COUNTRIES
Хабаршысы. Экономика сериясы, 2019 Today, the main source of economic growth is the extraction of mineral oil, although in recent years there has been a significant increase in the role of consumer demand in the domestic market.
М. Мукан, М. Исабаев
doaj +2 more sources
Credit Risk Prediction Based on Psychometric Data
Computers, 2023 In today’s financial landscape, traditional banking institutions rely extensively on customers’ historical financial data to evaluate their eligibility for loan approvals.
Eren Duman, Mehmet S. Aktas, Ezgi Yahsi
doaj +1 more source
A Markov approach to credit rating migration conditional on economic states
Canadian Journal of Statistics, EarlyView.Abstract We develop a model for credit rating migration that accounts for the impact of economic state fluctuations on default probabilities. The joint process for the economic state and the rating is modelled as a time‐homogeneous Markov chain. While the rating process itself possesses the Markov property only under restrictive conditions, methods ...
Michael Kalkbrener, Natalie Packham
wiley +1 more source
Elektronički Zbornik Radova Veleučilišta u Šibeniku, 2021 It is well known that in the Croatian economy very little attention is paid to business analysis and business risk management. Also, incompetence and inadequate expertise of top management, as well as superficial and insufficiently professional ...
Andrea Vareško
doaj +1 more source