Results 71 to 80 of about 44,064 (279)
Estimating creditworthiness using profit modeling [PDF]
IOP Conference Series: Materials Science and Engineering, 2021 Abstract The recent advancements in machine learning have enabled retail credit issuers to predict a customer’s net present value using behavioral and profit-based modeling approaches. The objective of this research is to curtail the risk associated with credit card underwriting which typically helps in deciding whether an applicant is ...
openaire +1 more source
Conditional Generative Modeling for Enhanced Credit Risk Management in Supply Chain Finance
Naval Research Logistics (NRL), EarlyView.ABSTRACT The rapid expansion of cross‐border e‐commerce (CBEC) has created significant opportunities for small‐ and medium‐sized sellers, yet financing remains a critical challenge due to their limited credit histories. Third‐party logistics (3PL)‐led supply chain finance (SCF) has emerged as a promising solution, leveraging in‐transit inventory as ...
Qingkai Zhang, L. Jeff Hong, Houmin Yan
wiley +1 more source
Scoring Aave Accounts for Creditworthiness
, 2022 Scoring the creditworthiness of accounts that interact with decentralized financial (DeFi) protocols remains an important yet unsolved problem. In this paper, we propose a credit scoring system for those accounts that have interacted with the Aave v2 liquidity protocol.
Wolf, Will +4 more
openaire +2 more sources
Sustainable Development, EarlyView.ABSTRACT This study investigates stakeholder perspectives on mobilising private‐sector finance for climate adaptation in Southeast Asia, emphasising Hong Kong's role as a financial intermediary. Through semi‐structured interviews with diverse stakeholders, including practitioners, policymakers, insurers, and project developers, we employed a grounded ...
Laurence L. Delina +4 more
wiley +1 more source
Stigma or Cushion? IMF Programs and Sovereign Creditworthiness
Journal of Development Economics, 2018 IMF programs are often considered to carry a “stigma” that triggers adverse market reactions. We show that such a negative IMF effect disappears when accounting for endogenous selection into programs. To proxy for a country’s access to financial markets,
Kai Gehring, Valentin Lang
semanticscholar +1 more source
Thunderbird International Business Review, EarlyView.ABSTRACT This paper examines how legal and institutional frameworks influence bank financing for sustainable innovation among SMEs in the European Union (EU) and African Union (AU). Using institutional theory, it analyzes how coercive, normative, and mimetic pressures interact across international, regional, and domestic levels to shape green lending ...
Priscilla Akua Vitoh
wiley +1 more source
Australian Journal of Agricultural and Resource Economics, EarlyView.ABSTRACT The purpose of this paper is to discuss the micro‐ and macro‐outcomes for the standard neoclassical carbon tax (whose burden falls on the producers) versus the implication of a budget neutral, performance‐based EU Common Agricultural Policy (CAP) focusing on non‐CO2 emission (N2O and CH4, measured in CO2eq) reduction, especially in the ...
John Helming +4 more
wiley +1 more source
Elements of Credit Rating: A Hybrid Review and Future Research Agenda
Cogent Business & Management, 2021 Creditworthiness is acknowledged worldwide as focal point of debt processing. Credit Rate, an output of credit-rating process, reflects such creditworthiness. We reviewed literature on elements of credit rating, viz.
Prashant Ubarhande, Arti Chandani
doaj +1 more source
International Journal of Urban and Regional Research, EarlyView.Abstract This article examines how modern class dynamics become intertwined with automated classifications and data‐driven regimes of value creation under digital capitalism by demonstrating how housing markets shape asset inequalities and middle‐class formation in South Africa.
Julien Migozzi
wiley +1 more source
Brief Financial Diagnosis of a Transnational Company
CECCAR Business Review, 2021 This article highlights a brief financial diagnosis of a transnational company, defined by visibility, transparency, credibility and performance.
Bogdan Cosmin GOMOI +2 more
doaj +1 more source