Results 11 to 20 of about 2,398 (172)
Do Newspaper Articles on Card Fraud Affect Debit Card Usage? [PDF]
This paper investigates the impact of newspaper articles about skimming fraud on debit card usage in the Netherlands, using daily transaction data and daily newspaper announcements from January 1st 2005 to December 31st 2008. Key finding is that articles about skimming fraud significantly affect same day debit card usage.
Kosse, Anneke
core +5 more sources
Debit Card and Cash Usage: A Cross-Country Analysis [PDF]
During the last decade, debit card transactions grew rapidly in most advanced countries. While check usage declined and has almost disappeared in some countries, the stock of currency in circulation has not declined as fast. We use panel estimation techniques to analyze the change in transactional demand for cash resulting from greater usage of debit ...
Eugene Amromin, Sujit Chakravorti
openaire +3 more sources
Oligopoly Model of a Debit Card Network [PDF]
The paper builds an oligopoly model of a debit card network. It examines the competition between debit card issuers. We show that there is an optimal pricing for the debit card network, which maximizes all issuer's revenues. The paper also shows that establishing a link between debit card networks averages the costs provided that there is no growth in ...
Manchev, Peter
openaire +5 more sources
Multi-banking ATM system services using biometrics [PDF]
Automated Teller Machine (ATM) transactions are now regarded as secure, dependable, and unavoidable for meeting our financial obligations. The conventional method of utilizing an ATM requires the use of a debit card.
Harsha Patil +3 more
doaj +1 more source
This paper investigates debit card usage and its impact on household debts, using the 2004 Survey of Consumer Finances. By conducting simultaneous equation modeling, we examine how debit card users are different from non-users, and whether debit card usage influences household debt.
Jinkook Lee +2 more
openaire +1 more source
Use of E-Money and Debit Cards in Student Consumption Behavior [PDF]
IAIN Sharia Banking Student Sheikh Nurjati consumes high students, but in conducting transactions students are less in utilizing electronic money and debit card facilities in daily activities so that the problem is how the e-money and e-money are used ...
Fatmasari Dewi +3 more
doaj +1 more source
Pengaruh transaksi non tunai terhadap velositas uang di Indonesia
Current technological developments affecting the payment system. From Barter, Cash to non-cash payment. Nowadays, the most used non-cash payment instrument are Credit Card, Debit Card and E-Money.
Muhammad Lukmanulhakim +2 more
doaj +1 more source
Do COVID-19 containment measures work? Evidence from Switzerland
We study the interplay of non-pharmaceutical containment measures, human behavior, and the spread of COVID-19 in Switzerland. First, we collect sub-national data and construct indices that capture the stringency of containment measures at the cantonal ...
Regina Pleninger +2 more
doaj +1 more source
Pricing Debit Card Payment Services: An IO Approach [PDF]
This paper presents a theoretical framework for analyzing pricing structures in debit card schemes featuring cardholders, retailers, their respective banks, and a network routing switch. The network routing switch controls the electronic debit card network and is jointly owned by the banks.
W. Bolt, A.F. Tieman
openaire +3 more sources
THE CARD - CURRENCY WITH AND WITHOUT CASH [PDF]
Use by individuals and businesses resulting in reduced cash cards in circulation, the corresponding increase in transfer payments and payments accounts also limit exchange risks and make effective use of currency.
Nicoara Mihaela, Tirlea Mariana Rodica
doaj

