Results 31 to 40 of about 2,398 (172)
Why people use digital payments: Evidence from micro data in Peru
Financial inclusion and digital payment use remain low in Peru. There is extensive literature on the determinants of deposit account access as a measure of financial inclusion, but few studies focus on digital payment use, and none addresses the Peru ...
Jose Aurazo, Milton Vega
doaj +1 more source
How Is FinTech Shaping Household Portfolio Behaviour?
ABSTRACT This paper examines how FinTech adoption influences household portfolio allocation across major advanced economies. Using a flow‐of‐funds framework and the Almost Ideal Demand System (AIDS), we model household demand for currency, deposits, loans, debt securities, and equity in the United States, United Kingdom, Euro Area, Japan and Australia.
Victor Murinde, Athina Petropoulou
wiley +1 more source
The Impact of Economic Growth on Insurance (Growth)
ABSTRACT This paper investigates the impact of economic growth on insurance (growth), focusing on the outflow side of the insurance activity, as captured by benefits (including commissions and expenses). The findings provide evidence that economic growth does exert a positive, statistically significant impact on the benefit side of insurance (growth ...
Nicholas Apergis +2 more
wiley +1 more source
Dampak transaksi non tunai terhadap perputaran uang di Indonesia
The objective of this study was to analyze the impact of the use of electronic money (e-money) to the velocity of money in Indonesia. The use of this payment instrument makes consumers easy to pay, thereby increasing the level of consumption.
Zakhariantara Gintting +2 more
doaj +3 more sources
This literature explains the influence of credit card, debit card, and e-money transaction values on Indonesia’s M1 and M2 money supplies. Time series data from January 2010 to August 2023 are used taken from the official websites of Bank Indonesia and ...
Mazraaten Thoyyibah, Wasiaturrahma
doaj +1 more source
Major Cybersecurity Breaches: Shaping Corporate Cybersecurity Policies and Closing the Gaps
ABSTRACT As digitalization accelerates, cybercrime has intensified in both scale and impact over the past two decades. This study aims to critically examine major cybersecurity events, assess them through the lens of routine activity theory, examine insight from three other established criminological and organizational theories, and address central ...
Laura K. Rickett, Deborah Smith
wiley +1 more source
The Farmer Card is a transaction tool in the form of debit cards such as ATMs that function as a means to redeem subsidized fertilizers. This research focuses on the effectiveness of the Farmer Card Program in distributing subsidized fertilizers in ...
Wanti Alvini Pamungkas +2 more
doaj +1 more source
Targeting online sales through last‐mile delivery platform integration
Abstract We analyze channel integration between a last‐mile delivery platform and a general merchandise retailer in two distinct stages: (1) platform delivery access (PDA), where the retailer continues to offer standard delivery through its own website but directs customers to the platform's website for new same‐day delivery; and (2) integrated ...
Kevin H. Park +2 more
wiley +1 more source
Central Bank Digital Currencies, Financial Inclusion, and Privacy: A Normative Perspective
ABSTRACT Central bank digital currencies (CBDCs) are a digital form of a nation's money, issued by its central bank. As opposed to other forms of digital money, such as electronic bank balances or cryptocurrencies, they are centrally managed legal tender.
Andrew Allison, Alexander William Salter
wiley +1 more source
The aims of the study are to determine the legal arrangements and the application of criminal sanctions against the crime of credit/debit card fraud in Indonesia.
Antonius Maria Laot Kian
doaj

