Results 61 to 70 of about 2,398 (172)
Effective faking of verbal deception detection with target‐aligned adversarial attacks
Abstract Background Deception detection through analysing language is a promising avenue using both human judgements and automated machine learning judgements. For both forms of credibility assessment, automated adversarial attacks that rewrite deceptive statements to appear truthful pose a serious threat.
Bennett Kleinberg +2 more
wiley +1 more source
Regulating debit cards: the case of ad valorem fees [PDF]
Debit cards have become an indispensable part of the U.S. payments system, accounting for more than a third of consumer payments at point of sale. With this development has come controversy: Card networks charge merchants fees that merchants believe are ...
Zhu Wang
core
Phénomène occidental, l’endettement des particuliers touche de plein fouet les Canadiens depuis plusieurs années, augmentant ainsi le risque d’une défaillance financière des particuliers et du système bancaire dans son ensemble.
Marc Lacoursière
doaj +4 more sources
ABSTRACT This study investigates how bureaucratic strategies for structuring the policy environment shape regulatory outcomes, focusing on the extent to which agencies achieve their original policy preferences. Drawing on resource dependence theory and bureaucratic politics, we conceptualize the policy environment in two dimensions: internal ...
João Pedro Haddad +1 more
wiley +1 more source
A guide to the ATM and debit card industry - 2006 update [PDF]
It has been three years since we published A Guide to the ATM and Debit Card Industry. Those three years represent a very dynamic time in the industry with a number of important developments.
Rick Sullivan +2 more
core
Linkages between Dynamic Financial Inclusion and Institutions in ASEAN 8
Financial inclusion becomes a priority concern with governments in ASEAN countries such as reduce the lack of access for public to formal financial institutions. Moreover, there is an empirical gap of linkages between institutions and financial inclusion.
Tunjung Sekar Laksmi Pandhit +1 more
doaj +1 more source
Current practices for recruitment and retention of plasma donors across 17 countries: A short report
Abstract Background and Objectives Donated plasma is required for the manufacture of plasma medicines, which are essential for prophylaxis and patient treatment. Because of social, geopolitical or economic challenges, this important raw material can become at risk of supply interruption, leading to a lack of essential products for patients.
Marloes L. C. Spekman, Eva‐Maria Merz
wiley +1 more source
Interchange fees in credit and debit card markets : what role for public authorities [PDF]
Credit and especially debit card transactions are on the rise worldwide. Interchange fees are an integral part of the pricing structure of credit and debit card transactions.
Richard Sullivan, Barbara Pacheco
core
Debit card interchange fees generally lead to cash-promoting cross-subsidisation [PDF]
Cards and cash are competing payment instruments at point-of-sale. The twosided market platform theory, based on general benefit assumptions, supports the use of multilateral interchange fees for card payments as a means of promoting the use of cards ...
Leinonen, Harry
core
ABSTRACT The Robodebt scheme issued thousand‐dollar debts to an estimated half a million people who had received social security. The debts were largely inaccurate and illegal, with the aim of improving the federal government's budget. The 2023 Royal Commission into the Robodebt Scheme found that the stigmatising political and public language about ...
Ella Kruger, Phillipa Evans
wiley +1 more source

