Results 81 to 90 of about 51,420 (219)
At-Tadbir: Jurnal Ilmiah ManajemenDecreased debit card users also accompany increased QRIS use in digital financial transactions. Adopting the BYOND by BSI QRIS feature among Gen-Z in the Ponorogo Regency is still not optimal. Even though QRIS offers convenience, efficiency, and security
Fitri Nur Uswatun Khasanah +1 more
doaj +1 more source
How do you pay? The role of incentives at the point-of-sale [PDF]
This paper uses discrete-choice models to quantify the role of consumer socioeconomic characteristics, payment instrument attributes, and transaction features on the probability of using cash, debit card, or credit card at the point-of-sale.
Arango, Carlos +2 more
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Journal of Open Innovation: Technology, Market and ComplexityThe emergence of digital financial inclusion has initiated a debate about whether it is the next frontier of sustainable economic growth, especially for developing economies.
Ima Amaliah +5 more
doaj +1 more source
THE EVOLUTION OF THE INTELLIGENT CARDS AND THE ROMANIAN MARKET [PDF]
This paper will try to describe the close relationship between the economic evolution and technology, especially how the technical aspects of debit/credit cards interact with the economical aspects. There are approached concepts related to smart card and
Alexandra Pricopi, Alina Elena Oprescu
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Trends in the use of payment instruments in the United States [PDF]
In 2003, for the first time, the number of electronic payments in the United States exceeded the number of check payments--a result of substantial growth in electronic payments (especially by debit card) and a decline in check payments.
Darrel W. Parke +3 more
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PLoS Medicine, 2018 BackgroundType 2 diabetes mellitus and cardiovascular disease and have become leading causes of morbidity and mortality among Palestinian refugees in the Middle East, many of whom live in long-term settlements and receive grain-based food aid.
Sanjay Basu +4 more
doaj +1 more source
Toward Reasonable Regulation of Debit Card Interchange Fees: The Case for Modifying the Federal Reserve Board’s December 16, 2010 Proposals [PDF]
This paper shows why the Federal Reserve Board’s proposed alternatives for regulating interchange fees are not “reasonable” and therefore in direct violation of the statutory mandate that these rules be “reasonable” and “proportional” to the costs ...
Baily, Martin Neil, Litan, Robert E.
core +1 more source
The Credit CARD act of 2009 and prepaid cards [PDF]
Recently enacted federal legislation contains a number of provisions that will affect the prepaid card industry. This note highlights some of these provisions, discusses how they might shape the prepaid card industry, and outlines the debate over whether
Philip Keitel
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Change is in the Cards: Competition in the Canadian Debit Card Market [PDF]
As new entrants arrive in Canada’s debit card market, rule changes are needed to ensure a level playing field, and to enhance the potential benefits of competition for consumers and merchants.
Philippe Bergevin
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Debit card interchange fees generally lead to cash-promoting cross-subsidisation [PDF]
Cards and cash are competing payment instruments at point-of-sale. The twosided market platform theory, based on general benefit assumptions, supports the use of multilateral interchange fees for card payments as a means of promoting the use of cards ...
Leinonen, Harry
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