Results 81 to 90 of about 2,398 (172)
Interchange fees in card payments [PDF]
The present paper explores issues surrounding multilateral interchange fees (MIFs) in payment card markets from various angles. The Eurosystem’s public stance on interchange fees is neutral. However, the Eurosystem takes a keen interest in facilitating a
Schmiedel, Heiko, Börestam, Ann
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The cashless debit card and rights of persons with disabilities
, 2019 The Cashless Debit Card (CDC) was triggered by a recommendation in the 2014 Forrest Review, ostensibly to address substance abuse and gambling issues. The CDC applies to a broad range of social security payments, defined as ‘trigger’ payments, including ...
Beaupert, Fleur, Bielefeld, Shelley
core +1 more source
Interchange fees in Australia, the UK, and the United States : matching theory and practice [PDF]
Interchange fees are an integral part of the pricing structure of credit and debit card industries. While in recent years the theoretical literature on interchange fees, and payment cards in general, has grown rapidly, the empirical literature has not ...
Fumiko Hayashi, Stuart E. Wiener
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Influence of digital banking channels on the number of branches in European Union countries and Serbia [PDF]
Anali Ekonomskog fakulteta u Subotici, 2020 This study analyses the use of digital banking channels in the European Union and Serbia and the effect of their use on the number of branches. The aim of the study is to identify the banking channels, which explain the differences between these ...
Putica Maja
doaj
What do we know about interchange fees and what does it mean for public policy? : commentary on Evans and Schmalensee [PDF]
Debit cards ; Credit ...
Michael L. Katz
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Eksis: Jurnal Riset Ekonomi dan BisnisThis study focuses on analyzing the effect of the use of non-cash payment systems on Indonesia's economic growth. The data used in this study are secondary data in the form of quarterly time series with the period 2013-2023.
Fina Kartika Sari, Muhammad Abdul Ghofur
doaj +1 more source
Financial technology and economic growth nexus in the East African community states [PDF]
Journal of Economics Finance and Administrative SciencePurpose – This paper aims to examine the causation linking financial technology to economic growth in the East African Community states from 1997 to 2019. Design/methodology/approach – Autoregressive distributed lag is used.
Chi Aloysius Ngong +2 more
doaj +1 more source
A puzzle of card payment pricing : why are merchants still accepting card payments? [PDF]
This paper presents models that explain why merchants accept payment cards even when the fees they face exceed the transactional benefits they receive from a card transaction. Such merchant behaviors can be explained by competition among merchants and/or
Fumiko Hayashi
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Journal of Open Innovation: Technology, Market and ComplexityThe emergence of digital financial inclusion has initiated a debate about whether it is the next frontier of sustainable economic growth, especially for developing economies.
Ima Amaliah +5 more
doaj +1 more source
Consumer awareness and the use of payment media: evidence from young Finnish consumers [PDF]
In the market for payment media, some consumers use only one medium when paying for their point-of-sale transactions, while others use many. This pattern reflects the diffusion of new payment media, because a payment method innovation is typically first ...
Hyytinen, Ari, Takalo, Tuomas
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