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RIDIT scoring method for ranking finance fraud cases
Data Analytics and Applied MathematicsThe arising number of fraud cases poses a serious threat to financial security. Detecting fraud is challenging due to dataset characteristics, particularly the imbalance between fraudulent and non-fraudulent activities, which may lead to biased results.
Norbaiti Tukiman +6 more
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Nothing is free: a survey of the social cost of the main payment instruments in Hungary [PDF]
The study applies two approaches for the estimation of the social costs of main payment instruments (cash, debit card and credit card transactions, credit transfers, direct debits, business-to-business direct debits, postal inpayment money orders, postal
Anikó Turján +4 more
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, 2014 Motivated by recent findings in the field of consumer science, this paper evaluates the causal effect of debit cards on household consumption using population-based data from the Italy Survey on Household Income and Wealth (SHIW). Within the Rubin Causal
Li, Fan, Mercatanti, Andrea
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Economics of payment cards: a status report [PDF]
This article surveys the recent theoretical literature on payment cards (focusing on debit and credit cards) and studies this research's possible implications for the current public policy debate over payment card networks and the pricing of their ...
Sujit Chakravorti, Wilko Bolt
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The Campus Debit Card Trap: Are Bank Partnerships Fair to Students? [PDF]
, 2012 Examines partnerships between colleges and financial firms on campus ID, prepaid, debit, and financial aid disbursement cards and questions about fees, aggressive marketing strategies, and consumer protection.
Donna Cooper, Kristina Costa
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Choosing and using payment instruments: evidence from German microdata [PDF]
Germans are still very fond of using cash. Of all direct payment transactions, cash accounts for an astounding 82% in terms of number, and for 58% in terms of value.
Schmidt, Tobias +2 more
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Interchange Fee – Competitiveness of Payment Instruments [PDF]
, 2013 Purpose of the article: This study describes the markets of payment instruments. It focuses mainly on the systems of credit and debit cards. Authors identify key moments in theory used in this dilemma, called Tourist Test.
Heralecký, Tomáš, Sládková, Jitka
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Card Product Use and Perception of Marketing Communication by Card Issuers among Students
Tržište, 2011 Student population is a very interesting and important segment of the market to the marketing practitioners involved in card business. The services and products offered by card issuers to students are created with a view to attracting the kind of users ...
Đurđana Ozretić Došen +1 more
doaj
Costs, advantages and drawbacks of the various means of payment [PDF]
The total macroeconomic costs of the payment instruments used in the points of sale can be estimated to be 2.034 million euros, or 0.74 p.c. of Belgian GDP in 2003. The payment costs arising from cash were 0.58 p.c. of GDP, compared to 0.11 p.c.
National Bank of Belgium
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The Benefits of Uniform Checking Account Disclosures: Testing Consumer Understanding [PDF]
, 2015 This brief summarizes the results of a Pew-commissioned experiment that tested the effect of uniform versus dissimilar disclosure formats on participants' ability to compare accounts.
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