Results 91 to 100 of about 2,398 (172)
At-Tadbir: Jurnal Ilmiah ManajemenDecreased debit card users also accompany increased QRIS use in digital financial transactions. Adopting the BYOND by BSI QRIS feature among Gen-Z in the Ponorogo Regency is still not optimal. Even though QRIS offers convenience, efficiency, and security
Fitri Nur Uswatun Khasanah +1 more
doaj +1 more source
Payment instrument choice: the case of prepaid cards [PDF]
The costs and benefits to payment system participants can differ depending on which payment mechanism is used. The authors specifically explore the costs and benefits of prepaid card applications versus other payment instruments, such as cash, checks ...
Victor Lubasi, Sujit Chakravorti
core
PLoS Medicine, 2018 BackgroundType 2 diabetes mellitus and cardiovascular disease and have become leading causes of morbidity and mortality among Palestinian refugees in the Middle East, many of whom live in long-term settlements and receive grain-based food aid.
Sanjay Basu +4 more
doaj +1 more source
The economics of interchange fees and their regulation : an overview [PDF]
Debit cards ; Credit ...
David S. Evans, Richard Schmalensee
core
Do U.S. consumers really benefit from payment card rewards? [PDF]
Payment card rewards programs have become increasingly popular in the United States. But do consumers really benefit from rewards? In the United States, rewards are paid for primarily by the fees charged to merchants, and merchants may pass on the fees ...
Fumiko Hayashi
core
Search model: debit card or cash [PDF]
, 2018 This model addresses a strategic complementarity problem with a search-theoretic model to analyze two payment systems: cash and debit cards. The trade-off between cash and debit cards is incorporated such that the sellers incur in a cost of having a ...
Chávez Rivera, Víctor Antonio
core
RIDIT scoring method for ranking finance fraud cases
Data Analytics and Applied MathematicsThe arising number of fraud cases poses a serious threat to financial security. Detecting fraud is challenging due to dataset characteristics, particularly the imbalance between fraudulent and non-fraudulent activities, which may lead to biased results.
Norbaiti Tukiman +6 more
doaj +1 more source
A Study of the Interrelated Bilateral Transactions in Credit Card Networks [PDF]
Over the last decade, consumers have tripled their use of credit cards as more merchants have increased their acceptance of them. This increase suggests that incentives in today's marketplace favor greater credit card use by consumers and acceptance by ...
Alpa Shah, Sujit Chakravorti
core
The economics of payment card fee structure: policy considerations of payment card rewards [PDF]
This paper considers possible public policies that could improve efficiency and welfare distribution in the U.S. retail payments industry. Mainly, four options, i) encouraging competition; ii) allowing merchants to surcharge; iii) regulating merchant ...
Fumiko Hayashi
core
, 2011 Smart cards are examples of advanced chip technology. They allow information transfer between the card holder and the system over secure networks, but they contain sensitive data related to both the card holder and the system, that has to be kept private
Bushager, Aisha Fouad
core