Results 111 to 120 of about 2,398 (172)
Consumer credit and payment cards [PDF]
We consider debit and credit card networks. Our contribution is to introduce the role of consumer credit into these payment networks, and to assess the way this affects competition and equilibrium fees.
Foote, Elizabeth +2 more
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Merchant fees for credit card and debit card transactions
, 2013 "January 7, 2013."; Discusses fees a Connecticut merchant is charged when a customer pays for a purchase with a debit card or credit card.; Harvested from the web on 1/16 ...
Dwyer, Katherine.
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The economics of payment card fee structure: what is the optimal balance between merchant fee and payment card rewards? [PDF]
This paper theoretically considers the optimal balance between the merchant fee and the cardholder fee (rewards) from both efficiency and equity perspectives. First, the paper constructs the models that can be used by the U.S. policymakers.
Fumiko Hayashi
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One-Sided Logic in Two-Sided Markets
In this paper the author considers eight basic fallacies that can arise from using conventional wisdom from one-sided markets in two-sided market settings.
Wright, Julian
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Pricing Debit Card Payment Services
This paper presents a theoretical framework for analyzing pricing structures in debit card schemes featuring cardholders, retailers, their respective banks, and a network routing switch.
Alexander F. Tieman, Wilko Bolt
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A model of debit card as a means of payment
This paper provides an explanation for both the rapid growth in the use of a debit card over time and the cross-sectional difference in the use of a debit card using a search-theoretic model.
Kim, Young Sik, Lee, Manjong
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Potential effects of an increase in debit card fees
Recently announced changes to debit card interchange fees could lead to an increase in the cost of debit cards to consumers. This brief analyzes the potential effects of an increase in debit card fees or in bank account fees by using the results of the ...
Joanna Stavins
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VIRTUAL DEBIT CARDS AS A TOOL FOR SECURE PAYMENTS
Vestnik obrazovatel'nogo konsortsiuma Srednerusskii universitet. Informatsionnye tekhnologii, 2021 openaire +1 more source
Evaluating the environmental impact of debit card payments
International Journal of Life Cycle Assessment, 2017 Purpose Consumers in the Netherlands made more than 3.2 billion debit card transactions at points-of-sale in 2015, corresponding to over half of all point-of-sale payments in that year. This study provides insights into the environmental impact of debit card transactions based on a life cycle assessment (LCA).
Nicole Jonker +2 more
exaly +6 more sources