Results 101 to 110 of about 2,398 (172)
Card Product Use and Perception of Marketing Communication by Card Issuers among Students
Tržište, 2011 Student population is a very interesting and important segment of the market to the marketing practitioners involved in card business. The services and products offered by card issuers to students are created with a view to attracting the kind of users ...
Đurđana Ozretić Došen +1 more
doaj
Regulating two-sided markets: an empirical investigation [PDF]
We study the effect of government encouraged or mandated interchange fee ceilings on consumer and merchant adoption and usage of payment cards in an economy where card acceptance is far from complete.
Francisco Rodríguez-Fernández +2 more
core
Payment Card Rewards Programs and Consumer Payment Choice
We estimate the direct effects of rewards card programs on consumer payment choice for in-store transactions. By using a data set that contains information on consumer perceived attributes of payment methods and consumer perceived acceptance of payment ...
Ching, Andrew, Hayashi, Fumiko
core
Competing Payment Schemes [PDF]
This paper presents a model of competing payment schemes. Unlike previous work on generic twosided markets, the model allows for the fact that in a payment system users on one side of the market (merchants) compete to attract users on the other side ...
Graeme Guthrie, Julian Wright
core
The Future of Charge Card Networks
The general-purpose charge card is now ubiquitous and largely taken for granted. Annual charge card volume exceeds $5 trillion worldwide. Within the United States, nearly one billion cards are in use (about eight per household), and more than two billion
Pollock, Alex J., Litan, Robert E.
core
The changing nature of U.S. card payment fraud: industry and public policy options [PDF]
As credit and debit card payments have become the primary payment instrument in retail transactions, awareness of identity theft and concerns over the safety of payments has increased. Traditional forms of card payment fraud are still an important threat,
Richard J. Sullivan
core
Market structure and credit card pricing: what drives the interchange? [PDF]
This paper presents a model for the credit card industry, where oligopolistic card networks price their products in a complex marketplace with competing payment instruments, rational consumers/merchants, and competitive card issuers/acquirers.
Zhu Wang
core
Attributes that attract consumers to apply for debit card.
, 2007 Electronic means of payment have enjoyed a tremendous increase of popularity recently. Among various types of electronic payment, debit card and credit card are perhaps the most popular. Many attributes have been identified to have attracted consumers to
Wong, Hiu Man. +2 more
core
Oligopoly Model of a Debit Card Network
The paper builds an oligopoly model of a debit card network. It examines the competition between debit card issuers. We show that there is an optimal pricing for the debit card network, which maximizes all issuer's revenues.
Manchev, Peter
core
Debit card competition: signature versus pin [PDF]
This article explores costs and benefits of two types of debit card authorization methods—signature and PIN (personal identification number)—for merchants, consumers, and financial institutions.
Victor Lubasi
core