Results 101 to 110 of about 51,420 (219)
Payment instrument choice: the case of prepaid cards [PDF]
The costs and benefits to payment system participants can differ depending on which payment mechanism is used. The authors specifically explore the costs and benefits of prepaid card applications versus other payment instruments, such as cash, checks ...
Sujit Chakravorti, Victor Lubasi
core
Card-Based Remittances: A Closer Look at Supply and Demand [PDF]
, 2007 Analyzes the supply and demand for card-based transfers among Latin American and Caribbean immigrants sending remittances. Outlines card features and fee structures, and examines usage by country of origin, legal status, location, and card ...
Jennifer Tescher, Katy Jacob
core
Interchange fees in various countries: developments and determinants [PDF]
Interchange fees and related issues in credit and debit card markets have been the focus of considerable attention in recent years. The academic community has begun to address the economics of these markets.
Julian Wright, Stuart E. Weiner
core
THE CREDIT CARD FRAUD: INFLATION, CULTURE OF BORROWING AND RISING ECONOMIC INEQUALITY [PDF]
The use of credit card has become a fashion and a symbol of social status, but very few people understand the problems related with its use. Credit card is a tool of the practice of fractional reserve banking of today’s banking industry. This paper tries
Madhusudan Raj
core
Who gains and who loses from the 2011 debit card interchange fee reform? [PDF]
, 2012 In October 2011, new rules governing debit card interchange fees became effective in the United States. These rules limit the maximum permissible interchange fee that an issuer can charge merchants for a debit card transaction. This paper provides simple
Shy, Oz
core
Prepaid card models: a study in diversity [PDF]
Summary: On January 13, 2005, the Payment Cards Center of the Federal Reserve Bank of Philadelphia sponsored a workshop led by Gary Palmer, chief operating officer and co-founder of WildCard Systems, to examine the developing market for prepaid card ...
Julia S. Cheney
core
Substitution of noncash payment instruments for cash in Europe [PDF]
The substitution of noncash (check, giro, and credit and debit card) payments for cash transactions is difficult to gauge because there are no data series on the actual value or volume of cash transactions in any country.
Humphrey, David +2 more
core
A Study of the Interrelated Bilateral Transactions in Credit Card Networks [PDF]
Over the last decade, consumers have tripled their use of credit cards as more merchants have increased their acceptance of them. This increase suggests that incentives in today's marketplace favor greater credit card use by consumers and acceptance by ...
Alpa Shah, Sujit Chakravorti
core
Debit and Credit Card Loyalty Programmes [PDF]
Banks always try to obtain customers’ loyalty by various ways. Retail banks issue reward cards to persuade customers not to change bank. By collecting points clients can take extra services like purchasing at certain stores discount of some percent or ...
György Kadocsa +2 more
core
How do you pay? The role of incentives at the point-of-sale
, 2011 This paper uses discrete-choice models to quantify the role of consumer socioeconomic characteristics, payment instrument attributes, and transaction features on the probability of using cash, debit card, or credit card at the point-of-sale.
Arango, Carlos +2 more
core