Responsible innovation in public policy: Compulsory banking of the elderly in Argentina
since March 2012, Argentine retirees and pensioners receive their salaries through a savings bank compulsorily, according to the provisions of a law passed in October 2011 (regulated by the Central Bank of Argentine
Adriana Fassio +1 more
doaj +1 more source
Interchange fees in card payments [PDF]
The present paper explores issues surrounding multilateral interchange fees (MIFs) in payment card markets from various angles. The Eurosystem’s public stance on interchange fees is neutral. However, the Eurosystem takes a keen interest in facilitating a
Schmiedel, Heiko, Börestam, Ann
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Counterfeiting and Fraud of Credit and Debit Cards. National and European Legislative Affairs
As the world becomes more and more interconnected, technology has begun to be seen as a convenient and useful tool for communication between individuals, a situation that has facilitated participation in some of the commitments that were considered ...
Alexandru-Adrian Eni
doaj
Interchange fees in credit and debit card markets : what role for public authorities [PDF]
Credit and especially debit card transactions are on the rise worldwide. Interchange fees are an integral part of the pricing structure of credit and debit card transactions.
Richard Sullivan, Barbara Pacheco
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AN ANALYSIS OF ATTITUDES TO ISLAMIC AND CONVENTIONAL CREDIT CARDS IN MALAYSIA: PERSPECTIVES ON SELECTION CRITERIA AND IMPACT ANALYSIS [PDF]
The development of everyday financial instruments is an important dimension of modern life, and credit cards are considered to be the main instruments and facilitators of spending in modern economies.
HUSSIN, NAZIMAH
core
Consumer awareness and the use of payment media: evidence from young Finnish consumers [PDF]
In the market for payment media, some consumers use only one medium when paying for their point-of-sale transactions, while others use many. This pattern reflects the diffusion of new payment media, because a payment method innovation is typically first ...
Hyytinen, Ari, Takalo, Tuomas
core
What do we know about interchange fees and what does it mean for public policy? : commentary on Evans and Schmalensee [PDF]
Debit cards ; Credit ...
Michael L. Katz
core
A brief overview of credit and debit cards, including the differences between credit and debit transactions. The 2014 Target data breach and subsequent U.S.
Nolan, Savanna L.
core +1 more source
The focus of this study is on teenagers and young adults who are the main customers of debit cards. The study aims to determine the factors, both antecedent variables and socialization agents, that have an influence on the ownership and usage of debit ...
Koh, Ke Ching +2 more
core
A puzzle of card payment pricing : why are merchants still accepting card payments? [PDF]
This paper presents models that explain why merchants accept payment cards even when the fees they face exceed the transactional benefits they receive from a card transaction. Such merchant behaviors can be explained by competition among merchants and/or
Fumiko Hayashi
core

