Effective faking of verbal deception detection with target‐aligned adversarial attacks
Legal and Criminological Psychology, Volume 31, Issue 2, Page 249-272, September 2026.Abstract Background Deception detection through analysing language is a promising avenue using both human judgements and automated machine learning judgements. For both forms of credibility assessment, automated adversarial attacks that rewrite deceptive statements to appear truthful pose a serious threat.
Bennett Kleinberg +2 more
wiley +1 more source
Effects of credit and debit cards on the currency demand
, 2009 We analyze the effects of credit and debit cards on the currency in circulation by using GMM estimation. Instead of using the data obtained by surveys, we use monthly data obtained by an interbank institution that keeps the statistics of all credit and ...
M. Ege Yazgan, Hakan Yilmazkuday
core +2 more sources
Current practices for recruitment and retention of plasma donors across 17 countries: A short report
Vox Sanguinis, Volume 121, Issue 9, Page 1430-1435, September 2026.Abstract Background and Objectives Donated plasma is required for the manufacture of plasma medicines, which are essential for prophylaxis and patient treatment. Because of social, geopolitical or economic challenges, this important raw material can become at risk of supply interruption, leading to a lack of essential products for patients.
Marloes L. C. Spekman, Eva‐Maria Merz
wiley +1 more source
The economics of interchange fees and their regulation : an overview [PDF]
Debit cards ; Credit ...
David S. Evans, Richard Schmalensee
core
Regulating two-sided markets: an empirical investigation [PDF]
We study the effect of government encouraged or mandated interchange fee ceilings on consumer and merchant adoption and usage of payment cards in an economy where card acceptance is far from complete.
Chakravorti, Sujit +2 more
core +2 more sources
CARDS MARKET – A RESISTANT MARKET TO CRISIS [PDF]
Annals of the University of Oradea: Economic Science, 2012 At the same time with the development of market and consumer behavior of Romanians, the growth rate of cards market accelerated. Of course, infrastructure and acceptance network were very important, they are the factors that allowed the widespread use of
Tudose Geanina - Gabriela +2 more
doaj
How do you pay? The role of incentives at the point-of-sale [PDF]
This paper uses discrete-choice models to quantify the role of consumer socioeconomic characteristics, payment instrument attributes, and transaction features on the probability of using cash, debit card, or credit card at the point-of-sale.
Arango, Carlos +2 more
core
Debit Cards or Cash: Between Rational Choice and Payment Habits
Moroccan Journal of Quantitative and Qualitative ResearchIn a context marked by the gradual digitization of payments, cash remains widely used in Morocco. This article analyzes the determinants of debit card use relative to cash by employing an approach based on rational choice and payment habits. Based on a
Abderrahim RHAFEL, Mustapha ZIKY
doaj +1 more source
Price Incentives and Consumer Payment Behaviour [PDF]
In this paper we estimate the effect of particular price incentives on consumer payment patterns using transaction-level data. We find that participation in a loyalty program and access to an interest-free period, both of which lower the price of credit ...
Tim West, Kylie Smith, John Simon
core
THE ANALYSIS OF THE CORRELATION BETWEEN THE LEVEL OF THE BANK FEES FOR CARDS AND THE NUMBER OF ACTIVE CARDS, CONDUCTED WITH THE HELP OF THE „PEARSON†COEFFICIENT [PDF]
The evolution of human society in all areas, and especially the economic field,required the banking offer to adapt to new requirements, which called for the modernization andthe development of the services provided by the bank to its customers, but also ...
Iuga Iulia
core