Results 11 to 20 of about 40,783 (226)

Do consumers pay more using debit cards than cash? [PDF]

open access: yesElectronic Commerce Research and Applications, 2015
We conduct an incentivized experiment to study the effect of the payment method on spending. We find that the willingness to pay is higher when subjects pay with debit cards compared to cash. The result is robust to controlling for cash-on-hand constraints, spending type, price familiarity and consumption habits of the products.
Runnemark, Emma   +2 more
openaire   +4 more sources

DEVELOPMENT OF ELECTRONIC TRADE IN AZERBAIJAN AND SOLUTIONS TO THE PROBLEMS IN THIS FIELD

open access: yesInternational Journal of Innovative Technologies in Economy, 2021
The article provides information on the establishment and development of e-commerce in Azerbaijan, emphasizing that the scale of this field will expand in our country in a short time.
Shamxal Mammadov
doaj   +1 more source

Pricing Debit Card Payment Services: An IO Approach [PDF]

open access: yesIMF Working Papers, 2003
This paper presents a theoretical framework for analyzing pricing structures in debit card schemes featuring cardholders, retailers, their respective banks, and a network routing switch. The network routing switch controls the electronic debit card network and is jointly owned by the banks.
W. Bolt, A.F. Tieman
openaire   +3 more sources

Debit Cards for Local Community’s Monetary Transactions: A Literature Review

open access: yesAsian Journal of Accounting Perspectives, 2015
This conceptual paper provides a review of past studies that highlight the development of debit cards in society. A review of past literature was conducted, in which the issues were highlighted and recommendations for potential solutions for an ...
Nabilah Rozzani   +2 more
doaj   +1 more source

Debit Cards for Local Community’s Monetary Transactions: A Literature Review

open access: yesAsian Journal of Accounting Perspectives, 2015
This conceptual paper provides a review of past studies that highlight the development of debit cards in society. A review of past literature was conducted, in which the issues were highlighted and recommendations for potential solutions for an ...
Nabilah Rozzani   +2 more
doaj   +4 more sources

Why people use digital payments: Evidence from micro data in Peru

open access: yesLatin American Journal of Central Banking, 2021
Financial inclusion and digital payment use remain low in Peru. There is extensive literature on the determinants of deposit account access as a measure of financial inclusion, but few studies focus on digital payment use, and none addresses the Peru ...
Jose Aurazo, Milton Vega
doaj   +1 more source

The impact of contactless payment on cash usage at an early stage of diffusion

open access: yesSwiss Journal of Economics and Statistics, 2020
This paper explores the impact of contactless payment on consumers’ demand for cash at an early stage of diffusion. The specific devices that are investigated are debit and credit cards, in which the feature is embedded.
Tobias Trütsch
doaj   +1 more source

Pengaruh transaksi non tunai terhadap velositas uang di Indonesia

open access: yesJurnal Ekonomi Pembangunan, 2019
Current technological developments affecting the payment system. From Barter, Cash to non-cash payment. Nowadays, the most used non-cash payment instrument are Credit Card, Debit Card and E-Money.
Muhammad Lukmanulhakim   +2 more
doaj   +1 more source

Non cash payment and demand for real money in Indonesia

open access: yesJournal of Economics, Business & Accountancy Ventura, 2019
Non-cash payments in Indonesia are currently developing rapidly. The development of the form of money from just paper money and coins into an electronic money is predicted to have an effect on real money demand, not only in Indonesia.
Wasiaturrahma Wasiaturrahma   +2 more
doaj   +1 more source

A Novel Robust Geolocation-Based Multi-Factor Authentication Method for Securing ATM Payment Transactions

open access: yesApplied Sciences, 2023
Credit/debit cards are a ubiquitous form of payment at present. They offer a number of advantages over cash, including convenience, security, and fraud protection.
Abdullah Alabdulatif   +2 more
doaj   +1 more source

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